Another Health Insurer Caught Falsely Cancelling Thousands of Health Plans

[jeff47]

16. If they move you to a new plan, it can't have the pre-existing condition.

whether it's an exchange plan or not.

Whether or not it can be grandfathered depends on a lot of not-obvious detail. For example, they could have technically moved you to a "new" plan with the exact same name, premiums and exclusions, but after the grandfather cut-off date. It would look like the same plan to you, but it's technically new and thus can't be grandfathered.

There's really no way for any of us to know if that kind of thing happened, or if your old plan can truly be grandfathered. And BCBS isn't going to make it easy, since they'd like to charge you more money. Your best bet would probably be to get BCBS to explain exactly why the old plan can't be grandfathered - that would give you a lead into whether or not they're bullshiting to get you to buy a more expensive plan.

Assuming you want to keep the old plan.

And yes, it's a pain in the ass. Describe this pain in the ass to everyone you know, and be sure to point out Perry and the Republicans are the ones making it hard for you. Many of us in other states have no such difficulties with the exchanges.