ACA

[zipplewrath]

5. That's an assertion

It isn't clear your assertion is true. At best what is probably likely is that without the mandate, those who do buy insurance would pay some nominally higher cost. But that presumes that the mandate is just eliminated with no adjustments of any kind. They could do like Medicare and establish that if you don't get/maintain insurance, when it does come time to get some (because you're sick and now want it) you'll pay a higher price. Or you might pay more for the first 5 years (or get a lower subsidy). Or even pay a fine when you sign up.

There are other ideas for this problem than the one that the conservative, GOP affiliated, Heritage foundation came up with.