ACA is going to be fixed soon!

[a2liberal]

56. Question:

and it's an honest question, I'm not one of those that claim anyone who says their costs went up most be a troll

Why does the old plan say "not applicable" for specialty drugs? Is it because they're not covered, or something else? If you can find information on that somewhere it would be useful. Because as someone on a specialty drug, let me tell you that if you are unfortunate enough to get diagnosed with a disease that requires one, they can run around $60k a year (a travesty in its own right but that's a different rant). Not being covered for that is a significant disadvantage IMO.

Edit: I think I found your plan, is this it? https://www.nebraskablue.com/~/media/pdf/Individual%20Product%20SBCs/BlueEssentials%20HSA%201500_01012013_HEI00100441592012-08-01.pdf

Honestly, other than the missing mental health services it seems like a high-quality plan to me. I think that the posters (especially in the other thread) trying to ridicule you or find loopholes or just blanket insulting without understanding you are barking up the wrong tree. My personal reaction is that yes, at this moment in time you are a "victim" of the ACA. However, the most important thing to keep in mind is that if you should ever happen to get seriously sick or get older, you will then be better off under the ACA than you would've been previously. Those expecting a market-based law to be some la-la land where everyone all the time is better off are dreaming. There are costs to some at the outset but overall it will save everyone some money in the long run (not as much as single-payer of course...). For example, see if you can get your insurer to give you a quote for both plans they list except pretending that you're 55...