General Discussion

pangaia

(24,324 posts)

5. I just looked at the benefits.

Wed Nov 13, 2013, 05:42 PM

Nov 2013

Choosing Plan 2 as a median.
Just these three items--often the BIG ones..

ICU - $500 daily for up to 5 days
ER - $150 1 day per year
Surgery - $20 - $2000 -up to 3 surgeries/year.

If I am reading the benefits correctly- if anything serious happens you are in big trouble.

ICU will be way over $500/day.

ER- I don't know of any ER service that costs that little. If you are in a car accident? BIG bucks..

Surgery - $20 ! even $2000! I had spinal surgery last year-- $40,000+. ( I have Medicare)

Even Plan 4 is barely any better and you pay a LOT more for it.

Please tell me I am misreading this, for your sake.

ON EDIT: I am assuming the premiums, "dues," are monthly. But even if they are yearly, not much coverage.

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This message was self-deleted by its author [View all] Botany Nov 2013 OP

This message was self-deleted by its author CountAllVotes Nov 2013 #1

"The disastrous Obamacare roll out" is a right wing and media talking point Botany Nov 2013 #2

From what I understand, it is also frequently used by some (predictable) DUers alcibiades_mystery Nov 2013 #31

I'm a little confused by the link wercal Nov 2013 #3

Please ignore the OP. I have been told that healthcare.gov is completely broken :) BlueStreak Nov 2013 #4

I just looked at the benefits. pangaia Nov 2013 #5

the coverage is much better then that. Botany Nov 2013 #7

OK, so they waive your deductible if admitted. But their benefit is only $250 per day in Flatulo Nov 2013 #10

I'll double check it but I asked about much of this with a rep from the company today Botany Nov 2013 #11

I agree with Flatulo pangaia Nov 2013 #19

I have not signed up yet ..... I still have coverage w/another company Botany Nov 2013 #21

Right-O. pangaia Nov 2013 #24

Somewhat true Sgent Nov 2013 #34

I don't know what your E/R experience is lately, but a 10 minute visit for antibiotics will run Flatulo Nov 2013 #36

I was looking Sgent Nov 2013 #37

Happy for your good news, Botany. Whisp Nov 2013 #6

Unfortunately, this plan is a scam and has nothing to do with an ACA policy. Flatulo Nov 2013 #20

the limitations and exclusions ProdigalJunkMail Nov 2013 #25

oh no... that is horrible. Whisp Nov 2013 #30

Looking at the plans you linked to, they're actually pretty awful. Is your link correct? Flatulo Nov 2013 #8

What the MSM isn't telling people HoosierCowboy Nov 2013 #9

Uh, not exactly. progressoid Nov 2013 #14

Upon closer examination, this site doesn't appear to have anything to do with the ACA. Flatulo Nov 2013 #12

+1 grantcart Nov 2013 #15

yep kristopher Nov 2013 #16

Good find. There's just not enough scorn for me to heap on these bastards who Flatulo Nov 2013 #17

unfair krkaufman Nov 2013 #39

thanx! Botany Nov 2013 #22

This plan is actually awful oberliner Nov 2013 #13

Good for you. 50% on Dental is ok, you and your son will get two checkups bluestate10 Nov 2013 #18

Me again.. pangaia Nov 2013 #23

I just talked to a rep on the phone and she was very very vague about somethings Botany Nov 2013 #26

WHEW!! pangaia Nov 2013 #28

Wow is right! CountAllVotes Nov 2013 #32

BBB report pangaia Nov 2013 #27

Funny I was just there Botany Nov 2013 #29

Exactly, so you can't trust the A- rating because of the way they figure ratings. pangaia Nov 2013 #33

kick Liberal_in_LA Nov 2013 #35

Because it is now clear that you didn't in fact get an ACA plan but were grantcart Nov 2013 #38

Crap policy Clear Blue Sky Nov 2013 #40

are you sure passiveporcupine Nov 2013 #41

Weird that the OP has not been corrected by now. SunSeeker Nov 2013 #42