General Discussion

pangaia

(24,324 posts)

19. I agree with Flatulo

Wed Nov 13, 2013, 06:41 PM

Nov 2013

I spent hours, days, weeks, months studying health plans in the few years before I turned 65, and then again when I needed to find insurance for my wife AFTER I turned 65.
I saw many plans like that. What I learned well was exactly what to look for.

I would say your plan is.....worthless.... unless nothing happens to you.
Please, please check into what medical costs REALLY are. THEN go back and look at your benefits.
You're getting fooled.

An MRI can run, oh $9,000 $13,000, somewhere in there. I've had them- Even PT Scans are big $$-- which is of course based on what hospitals call ..rats, I forgot the name.. it basically means 'fake list price.' Ah- 'Charge master.'
No insurance company will pay that, of course. but you get my point.

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This message was self-deleted by its author [View all] Botany Nov 2013 OP

This message was self-deleted by its author CountAllVotes Nov 2013 #1

"The disastrous Obamacare roll out" is a right wing and media talking point Botany Nov 2013 #2

From what I understand, it is also frequently used by some (predictable) DUers alcibiades_mystery Nov 2013 #31

I'm a little confused by the link wercal Nov 2013 #3

Please ignore the OP. I have been told that healthcare.gov is completely broken :) BlueStreak Nov 2013 #4

I just looked at the benefits. pangaia Nov 2013 #5

the coverage is much better then that. Botany Nov 2013 #7

OK, so they waive your deductible if admitted. But their benefit is only $250 per day in Flatulo Nov 2013 #10

I'll double check it but I asked about much of this with a rep from the company today Botany Nov 2013 #11

I agree with Flatulo pangaia Nov 2013 #19

I have not signed up yet ..... I still have coverage w/another company Botany Nov 2013 #21

Right-O. pangaia Nov 2013 #24

Somewhat true Sgent Nov 2013 #34

I don't know what your E/R experience is lately, but a 10 minute visit for antibiotics will run Flatulo Nov 2013 #36

I was looking Sgent Nov 2013 #37

Happy for your good news, Botany. Whisp Nov 2013 #6

Unfortunately, this plan is a scam and has nothing to do with an ACA policy. Flatulo Nov 2013 #20

the limitations and exclusions ProdigalJunkMail Nov 2013 #25

oh no... that is horrible. Whisp Nov 2013 #30

Looking at the plans you linked to, they're actually pretty awful. Is your link correct? Flatulo Nov 2013 #8

What the MSM isn't telling people HoosierCowboy Nov 2013 #9

Uh, not exactly. progressoid Nov 2013 #14

Upon closer examination, this site doesn't appear to have anything to do with the ACA. Flatulo Nov 2013 #12

+1 grantcart Nov 2013 #15

yep kristopher Nov 2013 #16

Good find. There's just not enough scorn for me to heap on these bastards who Flatulo Nov 2013 #17

unfair krkaufman Nov 2013 #39

thanx! Botany Nov 2013 #22

This plan is actually awful oberliner Nov 2013 #13

Good for you. 50% on Dental is ok, you and your son will get two checkups bluestate10 Nov 2013 #18

Me again.. pangaia Nov 2013 #23

I just talked to a rep on the phone and she was very very vague about somethings Botany Nov 2013 #26

WHEW!! pangaia Nov 2013 #28

Wow is right! CountAllVotes Nov 2013 #32

BBB report pangaia Nov 2013 #27

Funny I was just there Botany Nov 2013 #29

Exactly, so you can't trust the A- rating because of the way they figure ratings. pangaia Nov 2013 #33

kick Liberal_in_LA Nov 2013 #35

Because it is now clear that you didn't in fact get an ACA plan but were grantcart Nov 2013 #38

Crap policy Clear Blue Sky Nov 2013 #40

are you sure passiveporcupine Nov 2013 #41

Weird that the OP has not been corrected by now. SunSeeker Nov 2013 #42