Solution for those who do not want to purchase health care insurance...

[HockeyMom]

4. Pay for something you are not going to use?

I was fortunate that I just became eligible for FREE Medicare, but I did think about what I would have done if I was a year younger. I haven't had insurance for the past 3 years since I quit my job. My husband has been out of work in the past when we both didn't have insurance, or the money to pay for it. I probably would have just paid the fine.

I suppose you can say I am part of your b). Even something given for free doesn't mean you want to or will use it. They were on a Wellness kick where I used to work; all kinds of free "wellness" tests. Sorry, no thanks. Do you know they penalized me to the tune of $360 a month for not complying with their Wellness testing? Does Medicare penalize you for not using these tests? I have no intention of using any of Medicare's Wellness Tests or Physicals. But it's FREE! lol

Last year I was on a tour and hit my head on a tree. My hair was soaked in blood and running into my eyes. I did not have insurance. The Tour Operator told me that they had insurance and would drive me to the hospital and be covered under their insurance. I declined and stopped the bleeding myself. No, I did not want to go; insurance or NO insurance.

Maybe I need some kind of bracelet like you mentioned, even now that I HAVE insurance. Go away, and leave me alone on a bracelet? Or maybe I need to join a religion that doesn't believe in medical treatment. Maybe I need to research that one.