How long does one have to quit smoking to say non-smoker when applying for insurance?

[pipi_k]

13. So I went searching for an answer

and saw something in an online group that made perfect sense to me...

August 10, 2012 11:21 am

There was a day maybe 6 months after I quit (cold turkey, no less) where the odds were stacked against me.
1. It had been a horribly stressful day (smoking was a good anti-stress agent for me)
2. I was hanging out with some friends who did smoke (I wouldn't even have to buy a pack to bum one off a friend)
3. We were having some beers (nothing better than a smoke when you're drinking, right?)

And, despite all this, I didn't have a cigarette.

That was the day I considered myself a non-smoker!

I say it makes sense because being a "non smoker" according to some insurance company's definition might not work for everyone.