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Revanchist

(1,375 posts)

18. Insurance companies usually have a stricter critera

Reply to krawhitham (Reply #15)

Wed Nov 20, 2013, 09:38 PM

Nov 2013

For example most count E-ciggs as tobacco use as well as nicotine gums and patches because "They contain tobacco, or nicotine, which is derived from tobacco". Never mind that nicotine can be found in eggplant and tomatoes, who knows more studies over time may change this outlook.

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How long does one have to quit smoking to say non-smoker when applying for insurance? [View all] arely staircase Nov 2013 OP

It probably varies by the policy Warpy Nov 2013 #1

it has been almost two years for me now arely staircase Nov 2013 #3

That qualifies you on any health history as a "remote smoker." Warpy Nov 2013 #7

good band name, that arely staircase Nov 2013 #8

I thought it was the code name for our drone program. n/t devils chaplain Nov 2013 #17

I'd wait a day Auggie Nov 2013 #2

right? nt arely staircase Nov 2013 #4

Yes. Don't even mention it. Auggie Nov 2013 #6

Figure on at least a year. Revanchist Nov 2013 #5

ah I still use the vaporizor from time to time arely staircase Nov 2013 #12

You sound like a light user so you may be okay, but it can stay in your system for awhile. Revanchist Nov 2013 #14

"Tobacco use" is defined as..... Nye Bevan Nov 2013 #9

12 months seems to be the norm. Kaleva Nov 2013 #10

One year and it usually is not just smoking but "tobacco products" OKNancy Nov 2013 #11

I was wondering the same thing meow2u3 Nov 2013 #16

So I went searching for an answer pipi_k Nov 2013 #13

6 months krawhitham Nov 2013 #15

Insurance companies usually have a stricter critera Revanchist Nov 2013 #18

Here is the exact wording krawhitham Nov 2013 #19