Insurers to pay doctors 30-40% less under exchange plans.

[flamingdem]

22. They do know if it's an exchange policy by group #

I'm already seeing how this will play out.

I'm in LA and the ACA plans are not being accepted by any hospital other than the county hospitals (think gang members being dragged in bleeding to the emergency room).

That's the same solution as the medicaid patients get and those without insurance. If you're having a major issue go to those emergency rooms.

Of course with ACA you're a step above medicare because you can get appointments with doctors. However if you're in an EPO, an entity between a HMO and PPO you're going to have to see the primary first and get a referral. AND worst of all is that you're limited to a narrow network, or group of doctors.

This insurance is going to SUCK. But it's cheap. We must all continue to see it as catastrophic at this point, or a system that will be hit and miss for solving problems.

However, after several calls I do get the idea that it will be ironed out. You can't have all the area hospitals and doctors rejecting so many patients. It might take a couple of years though.