Experian - What is Your State of Credit

[pinboy3niner]

4. Yes, You Actually Can Get Your Credit Score For Free (Here's How)

I've gotten my credit score before, but I don't remember how. And, according to Experian's website, "Your free annual credit report does not include credit scores." So I checked and found this BI article:

Yes, You Actually Can Get Your Credit Score For Free (Here's How)
David Seaman, David Seaman Online May 16, 2012

I've never understood why the credit score and credit monitoring business is so huge. They've attempted to make sexy something that is a) not sexy at all and b) quite straightforward.

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Now that you know why a credit score might be useful, don't pay for something you can get for free: I recommend using CreditKarma.com — signing up on their secure form took me only a minute, and within a few clicks I had access to my actual credit score. (Note: I have no financial relationship with CreditKarma.)

Additionally, CreditKarma has an intuitive "credit simulator" tool which lets you see how certain actions — such as applying for a new credit card, or paying down an old balance — might impact your score.

And yes, the credit score service over at CreditKarma is actually free and legit. So far, they haven't asked for my credit card number; they haven't tried to "up-sell" me into any sort of monthly credit monitoring service I don't need; they aren't annoying.

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http://www.businessinsider.com/yes-you-actually-can-get-your-credit-score-for-free-heres-how-2012-5