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bornskeptic

(1,330 posts)

11. It is $5950 per year.

Reply to bvar22 (Reply #7)

Sun Mar 11, 2012, 01:01 PM

Mar 2012

The insurance would pay all expenses beyond that, other than possibly office visit copays and prescription copays. I don't think those are included in the out-of-pocket max, but they would be considered in the assignment of actuarial value. Actually the $5950 is set to correspond to the maximum for Health Savings Accounts. It is subject to increase in the future.

This link has actuarial estimates of possible combinations of deductibles and coinsurance for various levels of coverage.
http://www.kff.org/healthreform/upload/8177.pdf
They are in a table near the middle of the file. They assume an out-of-pocket max in 2014 of $6350.

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Highlight:

Does anyone KNOW if the "Bronze" Health Insurance Policies offered on "The Exchange" in 2014... [View all] bvar22 Mar 2012 OP

We had to pass the bill CAPHAVOC Mar 2012 #1

Yes, we do Yo_Mama Mar 2012 #13

I rather just pay the Medicare Tax. I hate "Managed Care" CAPHAVOC Mar 2012 #15

I don't know bvar22, but I do remember some posters... stillwaiting Mar 2012 #2

If these "Bronze" Policies cover only 80% of the Medical Costs, bvar22 Mar 2012 #5

I think we can all pretty well predict the answer to that question. woo me with science Mar 2012 #3

what do you mean by co-pay? Schema Thing Mar 2012 #4

"The maximum out of pocket expense for a Bronze plan is $5,950"... bvar22 Mar 2012 #7

It is $5950 per year. bornskeptic Mar 2012 #11

regulations are still being writen alc Mar 2012 #6

No, not hardly Yo_Mama Mar 2012 #14

There are many ways a bronze policy could be structured. bornskeptic Mar 2012 #8

We won't know for two more years, I guess. nt Honeycombe8 Mar 2012 #9

After the 6k out of pocket, it seems to. Of course 6k to those in the bronze market TheKentuckian Mar 2012 #10

A single individual making $20,000 a year would have a premium cost of $85 for silver coverage, bornskeptic Mar 2012 #12

This F'n ACA plan sucks! CAPHAVOC Mar 2012 #16

In other words you hope we don't get affordable healthcare for everyone within the next 20 years, bornskeptic Mar 2012 #17

There is no insurance. CAPHAVOC Mar 2012 #18

Insurance seems to work quite well in Germany, Switzerland, and the Netherlands, bornskeptic Mar 2012 #19