I guess Obama wants me to work harder :)

[NYC_SKP]

38. I highly recommend using the phone, then you can ask every question and get every detail.

That's what I did. I called the number and put on my earbuds and went for a nice two mile walk.

The on-hold music was terrible but they were accurate with the estimate that I'd be on hold about 30 minutes

The man who came on was named "Osama"!

I had already printed the four plans I was interested so kind of knew what I wanted, but he talked me out of a Gold and into a Silver after we had a three-way call with my Physician's office to confirm participation in the Blue Cross PPO plan.

You can't beat a real person.

So, grab your earbuds and make the call and go for a walk or read a book or do some chores and eventually someone will help you.

There's also a "chat" option on that "contact us" page: https://www.healthcare.gov/contact-us/

Remember, every state is different so most DU members aren't going to be able to give you very solid answers unless they've been through it AND live in PA.

And even then, you need the real deal from the horse's mouth, and ask every question you have.

I'll be your premium after assistance will be less than $50, and you'll be able to get screenings, coverage for hospitalization, things you never had before and which could cost you that home you own outright.

You don't want to lose your home to unexpected medical bills.