General Discussion

nadinbrzezinski

(154,021 posts)

100. Once again CALL THEM

Mon Dec 2, 2013, 03:22 PM

Dec 2013

If your state expands medicaid your cost will be zero.

CALL THEM.

So far you are repeating quite RW claims here.

As is this is the result I get from NATIONAL AVERAGE, from the Kaiser Family Foundation for your case on a SILVER plan, which is even better than a bronze plan. (A link at the ACA site by the way)

Household income in 2014:131% of poverty level
Maximum % of income you have to pay for the premium, if eligible for a subsidy:2%
Health Insurance premium in 2014 (for a silver plan, before tax credit):$3,542 per year
You could receive a government tax credit subsidy of up to:$3,242 per year
(which covers 92% of the overall premium) Amount you pay for the premium:$300 per year
(which equals 2% of your household income and covers 8% of the overall premium)

So no, the website is NOT wrong.

Hell, you could even afford that silver plan.

Please, call them.

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I guess Obama wants me to work harder :) [View all] hexola Dec 2013 OP

... SammyWinstonJack Dec 2013 #1

Does your state have Expanded Medicaid? If not, you may fall into the situation SharonAnn Dec 2013 #146

how much is your subsidy? Schema Thing Dec 2013 #2

None...as far as I could tell hexola Dec 2013 #10

Meh. Pay the $95 fine and stop complaining. JaneyVee Dec 2013 #69

Emergency Room Care Costs More Than $95 otohara Dec 2013 #81

95$ for this year... and then??? n/t ProdigalJunkMail Dec 2013 #95

If you make 15,000, you should get a subsidy LoveIsNow Dec 2013 #86

NO!!! I completed an application at Healthcare.gov! hexola Dec 2013 #98

The problem is that under Obamacare you should be getting Medicaid. pnwmom Dec 2013 #193

. Schema Thing Dec 2013 #91

Good luck finding another job at your age Fumesucker Dec 2013 #3

1. what did you have before? 2. if it's sooo expensive, don't get it? NightWatcher Dec 2013 #4

Just sharing my direct experience with the system... hexola Dec 2013 #5

Get back to us after you use the Subsidy Calculator. Here is a link: NYC_SKP Dec 2013 #8

Im using Healthcare.gov... hexola Dec 2013 #12

The calculator IS from healthcare.gov. What state do you live in? NYC_SKP Dec 2013 #14

PA - I dont smoke... hexola Dec 2013 #17

I crunched numbers for Lebanon county... NYC_SKP Dec 2013 #24

Does healthcare.gov include tax credits in their computations...I did the interview on the website.. hexola Dec 2013 #32

I highly recommend using the phone, then you can ask every question and get every detail. NYC_SKP Dec 2013 #38

+++ thanks Voice for Peace Dec 2013 #68

Maybe so, but if you want to know what YOUR premium is going to be Rex Dec 2013 #29

No, the calculater Savannahmann Dec 2013 #43

Jesus Christ. The Kaiser Link comes from HEALTHCARE dot gov. NYC_SKP Dec 2013 #53

PA has no state exchange... hexola Dec 2013 #55

You have to enter your state and then it takes you to information specific to your state. NYC_SKP Dec 2013 #56

Im already registered on Healthcare.gov and walked through the interview... hexola Dec 2013 #60

I think it is a screw up, your premium should be $20 to $30. Rex Dec 2013 #126

Here is one rapidly located story about it's problems. Savannahmann Dec 2013 #59

Two links nadinbrzezinski Dec 2013 #171

My point stands Savannahmann Dec 2013 #185

And my point stands, the dirty government is linking to it. nadinbrzezinski Dec 2013 #195

First, to help the OP Savannahmann Dec 2013 #202

And we have. nadinbrzezinski Dec 2013 #207

Then you have no idea what your premium will be without the calculator. Rex Dec 2013 #20

I'd double check my healthcare.gov numbers for you but the website says "Too busy" hexola Dec 2013 #23

The techies I know all double check everything routinely. factsarenotfair Dec 2013 #30

I crunched your numbers. Your age, $12,000.... Your premium will be $20/month, average for US. NYC_SKP Dec 2013 #6

Even at 15k, it is $300 per year. Rex Dec 2013 #16

That's NOT THE RIGHT CALCULATOR Yo_Mama Dec 2013 #154

So - Im not spewing RW talking points? hexola Dec 2013 #158

The abuse won't hurt as much as still having no insurance. Yo_Mama Dec 2013 #168

Doesnt sound like that is possible...the girl on the phone couldn't even look at it... hexola Dec 2013 #170

The term subsidy is used over and over. It's confusing. Jesus Malverde Dec 2013 #175

Tax credit. He is due a $203/month tax credit. NYC_SKP Dec 2013 #177

Did you have health insurance before? factsarenotfair Dec 2013 #7

No insurance before...probably 20 years since I last had health insurance. hexola Dec 2013 #13

Shouldn't you be thrilled to be getting health insurance for a reasonable amount? factsarenotfair Dec 2013 #22

Not if it is eating up that high % of his (her) monthly income AgingAmerican Dec 2013 #46

The "penalty" for not complying is just about unenforceable . . . brush Dec 2013 #87

yeah like old age. n/t. okieinpain Dec 2013 #190

Message auto-removed Name removed Dec 2013 #15

Its there...! Look for parenthesis...(nt) hexola Dec 2013 #18

You'll need to read the OP's post again. It's in there between parenthesis. BlueCaliDem Dec 2013 #19

Im a he - and I use the stove for heat... hexola Dec 2013 #21

So the idea is... jberryhill Dec 2013 #137

Get a clue! I applied for coverage at Healthcare.gov...!!! hexola Dec 2013 #145

Message auto-removed Name removed Dec 2013 #9

Boxer will replace you Capt. Obvious Dec 2013 #11

I am in PA, and I got 150 in subsidies, and I make more than you. You are doing something msanthrope Dec 2013 #25

I HOPE SO!!! hexola Dec 2013 #34

I think you have a mistake in there somewhere sharp_stick Dec 2013 #26

If you can build websites, you should be able to make a lot of money easily. factsarenotfair Dec 2013 #27

Marketing is the bottleneck to virtually all businesses Fumesucker Dec 2013 #35

Yep - worked for bigger web shop once...hate sales people...liars. hexola Dec 2013 #37

You can do a website in 8 hours? factsarenotfair Dec 2013 #48

I do everything in WordPress now... hexola Dec 2013 #57

20-25 bucks a month? whttevrr Dec 2013 #28

Shouldn't you delete your op until you get the numbers right? factsarenotfair Dec 2013 #31

How are they wrong...? hexola Dec 2013 #33

See post #24 factsarenotfair Dec 2013 #44

Yes, it let me login - I have an account... hexola Dec 2013 #47

I'm sure you'll fix your op if you find it was in error. factsarenotfair Dec 2013 #51

I'd be happy to... hexola Dec 2013 #54

I think you may have missed this part sharp_stick Dec 2013 #36

Im at the Enrollment stage where they show all the plans...I see nothing like that... hexola Dec 2013 #40

Have you tried calling? factsarenotfair Dec 2013 #45

Well - I guess Im going to have to...if the website is still flawed... hexola Dec 2013 #52

From the healthcare.gov sharp_stick Dec 2013 #61

Pretty sure I've already completed the marketplace application... hexola Dec 2013 #65

You can get an exemption lancer78 Dec 2013 #39

It mentions that I will be exempt from the penalty...not the mandate. hexola Dec 2013 #41

Well ... 1StrongBlackMan Dec 2013 #77

Why don't you just pay the fine? former9thward Dec 2013 #42

At your income level you should be able to get bronze for free or minimal cost. DCBob Dec 2013 #49

The plan was for folks in this position to get Medicaid under the expansion TheKentuckian Dec 2013 #189

I understand what you are saying Savannahmann Dec 2013 #50

In the end you will be sent to your state's Medicaid system. Egalitarian Thug Dec 2013 #58

PA is not playing along with Medicaid expansion... hexola Dec 2013 #67

I've never lived there but have done quite a bit of work in PA. Egalitarian Thug Dec 2013 #71

I think you mean Medicaid? sweetapogee Dec 2013 #111

Oops, yep. n/t Egalitarian Thug Dec 2013 #149

Obama definitely wants you to work harder to figure out what your real rate would be...nt SidDithers Dec 2013 #62

Post of the day, you win this thread and all of DU. NYC_SKP Dec 2013 #64

Thanks!.. SidDithers Dec 2013 #66

+1 Tarheel_Dem Dec 2013 #72

I would like to make a comment on this but better doc03 Dec 2013 #63

Nice snark. But, Obama doesn't want you to lose your "paid for house" either, especially if you.... Tarheel_Dem Dec 2013 #70

Well ... 1StrongBlackMan Dec 2013 #73

I, too, have a complaint about Obamacare. factsarenotfair Dec 2013 #74

Just to be clear...I have applied at healthcare.gov - and these are the results from the pdf. hexola Dec 2013 #75

I assume that you currently don't have health insurance. DanTex Dec 2013 #76

And ... 1StrongBlackMan Dec 2013 #78

That seems to be the case jberryhill Dec 2013 #139

Intersted in how this turned out hexola rufus dog Dec 2013 #79

I will have to double check on the telephone... hexola Dec 2013 #85

As with any new policy, there will be winners and losers. egduj Dec 2013 #80

I looked at the calculator on the ACA. For Ohio where I live a silver plan with a $15000 income at doc03 Dec 2013 #82

20 bucks a month for health insurance is not crazy nadinbrzezinski Dec 2013 #83

But Im looking at 203 a month... hexola Dec 2013 #84

Not with the Federal subsidies nadinbrzezinski Dec 2013 #88

So - the website isnt doing the job? hexola Dec 2013 #90

Once again CALL THEM nadinbrzezinski Dec 2013 #100

So far...all Im doing is relaying my experience with Healthcare.gov as a PA resident. hexola Dec 2013 #105

Please do, and if you are correct, it is YOUR governor who so far nadinbrzezinski Dec 2013 #109

+1 JoePhilly Dec 2013 #144

You and me... NYC_SKP Dec 2013 #161

And if he is, governor Corbett (R) is to blame nadinbrzezinski Dec 2013 #164

I called...no dice... hexola Dec 2013 #165

Don't call as someone who already applied, call for information as if you haven't applied. NYC_SKP Dec 2013 #172

Thats not going change anything...I've already applied... hexola Dec 2013 #173

You need to do research on your end about the tax subsidies. Call a Highmark agent. NYC_SKP Dec 2013 #176

The poster doesn't make enough to qualify for subsidies. The plan was for folks like them TheKentuckian Dec 2013 #201

You got this rate after placing a call? rufus dog Dec 2013 #89

NO!!! - I applied at Healthcare.gov hexola Dec 2013 #93

According to the calculator I saw it will cost you 2% of your income that's doc03 Dec 2013 #92

PA is not playing along with Medicaid expansion... hexola Dec 2013 #94

You did mention that rufus dog Dec 2013 #96

So it is YOUR governor who wants you to work harder nadinbrzezinski Dec 2013 #103

The KFF site that has been identified many times as being incorrect? Savannahmann Dec 2013 #110

Cause it is linked by the ACA federal site nadinbrzezinski Dec 2013 #113

Perhaps you should read some other information including what I linked. Savannahmann Dec 2013 #120

As I said, the GOVERNMENT is linking to it nadinbrzezinski Dec 2013 #122

What part of $300 a YEAR for silver plan with a subsidy don't you understand. doc03 Dec 2013 #106

I completed an application at Healthcare.gov and no such rate was offered. hexola Dec 2013 #107

What the f--- is your tax subsidy, you have to get one at that income? doc03 Dec 2013 #116

Where would I find this...? hexola Dec 2013 #118

Right on the ACA site it directs you to a calculator for tax subsidies doc03 Dec 2013 #123

Thats dandy...but not in play when you complete the actual application... hexola Dec 2013 #125

No, it doesn't look like you will be paying $200+ a month. giftedgirl77 Dec 2013 #97

These arent "my" numbers...these are from the post-application page on healthcare.gov hexola Dec 2013 #101

It appears that way... it would make sense to do so giftedgirl77 Dec 2013 #108

So that's the loop, huh ... 1StrongBlackMan Dec 2013 #134

Making the call and using the website should be equal? hexola Dec 2013 #140

Only ... 1StrongBlackMan Dec 2013 #183

See post 150... hexola Dec 2013 #162

Don't get health insurance. You won't get a tax bill upaloopa Dec 2013 #99

What it sounds like is your state opted out of Medicaid expansion nobodyspecial Dec 2013 #102

YES - this IS mentioned in the Healthcare.gov Application Results... hexola Dec 2013 #112

Best answer yet. Blame PA Governor Corbett, not Obama. crazylikafox Dec 2013 #160

Fair enough... hexola Dec 2013 #163

Folks, It looks like the OP may fall into that nasty gap between ACA and Medicaid Schema Thing Dec 2013 #104

The calculater right on the ACA says 2% of your income at $15000 or $300 doc03 Dec 2013 #114

Calculators dont mean shit here...I applied at the website...! hexola Dec 2013 #117

Ok - sorry to mention the boss in the OP...its not about that... hexola Dec 2013 #115

Yeah, but your o.p. sounds like all the rightwing misinformation emails flying around the net. You Tarheel_Dem Dec 2013 #127

So - according to you the website is giving out wrong info? hexola Dec 2013 #129

You first! Tarheel_Dem Dec 2013 #132

$15000 is 131% of poverty according to the ACA and premiums are no more than $2% doc03 Dec 2013 #119

If it were me, and I was at the borderline... Schema Thing Dec 2013 #124

It's your governor that wants you to work harder treestar Dec 2013 #121

Next he'll put regulations on your wood stove and force you to freeze to death. JoePhilly Dec 2013 #128

!!! Tarheel_Dem Dec 2013 #130

They already did that... hexola Dec 2013 #131

Unless they ban fireplaces B2G Dec 2013 #133

That RW whackjob website is HILARIOUS!!!! JoePhilly Dec 2013 #135

Second google news result... hexola Dec 2013 #136

You sent a link to an article that you didn't even read? JoePhilly Dec 2013 #141

Yes - - in response to an off-topic snark... hexola Dec 2013 #142

In response to a Snarky OP title ... no ?? JoePhilly Dec 2013 #148

So Im loser in your eyes because of a governor I did not vote for? hexola Dec 2013 #152

DUZY!!!! uppityperson Dec 2013 #191

"RW website as a response ... you see where I'm going here ... right?" I certainly do. Tarheel_Dem Dec 2013 #181

Medicaid Lifelong Dem Dec 2013 #138

Except in PA...see post 112. hexola Dec 2013 #143

Time to vote out the Republican Governor in 2014 Lifelong Dem Dec 2013 #147

Damn right!!! hexola Dec 2013 #151

OK JUST GOT OFF THE PHONE... hexola Dec 2013 #150

You are exempt from the mandate. Yo_Mama Dec 2013 #155

Sure...if I work harder... hexola Dec 2013 #157

You don't have coverage now ... 1StrongBlackMan Dec 2013 #184

Is that not the title of my post...? hexola Dec 2013 #186

No ... 1StrongBlackMan Dec 2013 #196

It sucks to find out you don't get free health insurance? Huh. uppityperson Dec 2013 #194

I really wasnt expecting free...just not double my biggest monthly bill... hexola Dec 2013 #198

Well I'm sorry to say that you might have to call them back and start from scratch. NYC_SKP Dec 2013 #166

You make too little to qualify for the subsidy Yo_Mama Dec 2013 #153

gosh that was simple...you mean Im not a troll? hexola Dec 2013 #156

In fact, no. On DU, I guess yes Yo_Mama Dec 2013 #159

Next time, don't use the O-word Celefin Dec 2013 #167

"Free health insurance available for Pa. residents - but buyer beware" NYC_SKP Dec 2013 #169

Here is the complete list of navigators nadinbrzezinski Dec 2013 #174

One thing that did not make sense - the income test... hexola Dec 2013 #178

47 years, zip code 17901, $15,000/year income. You are due a $203/month tax subsidy. NYC_SKP Dec 2013 #179

Screencap from a Pennsylvania site and link to Advanced Premium Tax Credit (APTC) $213/month. NYC_SKP Dec 2013 #180

Thanks for your work on this NYC, but I don't think the o.p. was actually interested in results. Tarheel_Dem Dec 2013 #182

Post removed Post removed Dec 2013 #187

That must have been exhausting. I know how averse you are to "hard work". Tarheel_Dem Dec 2013 #197

Ok - I was able to delete my original application... hexola Dec 2013 #188

Income test is confusing... hexola Dec 2013 #192

I highly recommend you talk to a navigator nadinbrzezinski Dec 2013 #199

Probably should - Im not really sure what to put down for income... hexola Dec 2013 #203

That us the precise question they should be able to answer nadinbrzezinski Dec 2013 #205

I Cant be the only one...! hexola Dec 2013 #206

I am positive you are not nadinbrzezinski Dec 2013 #208

And I am FAR from a typical applicant...so there's no broad brush available in my shoes!!! hexola Dec 2013 #210

I wish you luck, and I mean it, fully nadinbrzezinski Dec 2013 #211

Perhaps you could edit your o.p.? Seeing how you didn't have the facts? That would be "honest". Tarheel_Dem Dec 2013 #200

What facts dont I have?...based on my 2013 income... hexola Dec 2013 #204

Added a smiley...not trying to slam the CiC! hexola Dec 2013 #209

fwiw, the OP since hexola is now blocked from thread, can not reply uppityperson Dec 2013 #212

And they haven't posted since 2:40. NYC_SKP Dec 2013 #213