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TrollBuster9090

(6,130 posts)

65. If you 'really cannot afford it,' what were you doing for healthcare before the ACA?

Wed Dec 4, 2013, 12:33 AM

Dec 2013

What were you doing for healthcare before the ACA? What kind of a plan did you have (if any), what was your co-pay, what was your out of pocket deductible, and (most importantly) what was your coverage? (As an example, what was the maximum per diem amount your old plan [if you had one] would pay for a hospital visit?)

Have you tried to sign up for this? If so, did you qualify for a subsidy? That's the key question, because the entire ACA was carefully designed to avoid stinging people who legitimately could not afford to pay the premiums and co-pays, while at the same time eliminating junk policies that appeared cheaper on face value, but didn't actually cover you if you got sick. (ie-they covered a daily rate for hospital visits of $1000 per day, which sounds adequate until you find out that the daily cost is actually closer to $2000, on average.)

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Doctors: New Health Care Plans Raise Red Flags [View all] slipslidingaway Dec 2013 OP

Edited NYC_SKP Dec 2013 #1

Speak to the narrow networks and not the news source ... slipslidingaway Dec 2013 #6

I don't know where these mythical 'high deduction' plans are supposed to be. Of the plans I looked TrollBuster9090 Dec 2013 #37

Oh, they exist Glitterati Dec 2013 #39

Yes, please post the screen captures of the plans available in Georgia. Now I'm curious. TrollBuster9090 Dec 2013 #41

Here's the summary Glitterati Dec 2013 #42

And the screenshot shows that you are wrong about the deductibles. eomer Dec 2013 #44

Really? Glitterati Dec 2013 #46

I've been trying to follow what you're saying, but Demit Dec 2013 #48

Your statement was about deductibles for Platinum plans. eomer Dec 2013 #49

I posted above about my costs Glitterati Dec 2013 #50

"My status now is uninsured." TrollBuster9090 Dec 2013 #60

I'm done explaining this Glitterati Dec 2013 #68

Unless you earn more than $46,000 per year, those prices are not with a subsidy. TrollBuster9090 Dec 2013 #71

You are unbelievable Glitterati Dec 2013 #72

Okay, so the screencapture you posted is for a FAMILY plan, not an individual plan. TrollBuster9090 Dec 2013 #73

Correct, 2 Glitterati Dec 2013 #74

No, they're not wrong. I posted numbers for individuals, not families, TrollBuster9090 Dec 2013 #75

OK, I'll make you a deal Glitterati Dec 2013 #76

I'm sorry about your situation, but... TrollBuster9090 Dec 2013 #78

See, you're still wrong Glitterati Dec 2013 #79

1. I just said you'll get all those tests for FREE now, TrollBuster9090 Dec 2013 #80

what if you don't have the $80 a month per person Niceguy1 Dec 2013 #81

Then, as I said to her... TrollBuster9090 Dec 2013 #82

So, in other words Glitterati Dec 2013 #83

Keep your mouth shut about what? TrollBuster9090 Dec 2013 #86

Incidentally, I'd follow up with HHS on those premiums if I were you, because I just entered your TrollBuster9090 Dec 2013 #85

So you managed to ignore my daughter's income completely Glitterati Dec 2013 #89

Yes, it comes out to $108.75 if you count your daughter's income as part of the household income TrollBuster9090 Dec 2013 #92

Because, if you had bothered to READ any of my posts Glitterati Dec 2013 #93

Actually, I've read what you've said very carefully. Let's recap it, shall we? TrollBuster9090 Dec 2013 #94

You have your first #4 wrong entirely Glitterati Dec 2013 #103

Chances are the chiropractic visits will only be covered....... WillowTree Dec 2013 #84

Yes, I see that Glitterati Dec 2013 #87

How much were you paying for your doctors and prescriptions before? (nt) Nine Dec 2013 #47

See Post #50 n/t Glitterati Dec 2013 #51

This is actually better than what is available in my county in Kansas wercal Dec 2013 #52

Hey, but you know....these high deductible plans don't exist Glitterati Dec 2013 #54

The KS Platinum plan is comparable to wercal Dec 2013 #55

You have a range of deductible options available, including as low as $1,000. eomer Dec 2013 #61

You are quite fortunate to live in CA. enlightenment Dec 2013 #56

Yes, I've admitted I was wrong about the deductible on the low-premium plans. TrollBuster9090 Dec 2013 #62

I'm not going to argue with you. enlightenment Dec 2013 #63

If you 'really cannot afford it,' what were you doing for healthcare before the ACA? TrollBuster9090 Dec 2013 #65

Why are you trying to make this about me? enlightenment Dec 2013 #66

I made it about you because I assumed you were speaking from personal experience. TrollBuster9090 Dec 2013 #67

Just as an FYI, enlightenment Dec 2013 #88

I think THIS idiotic comment pretty much nullifies anything sensible you might have to say. TrollBuster9090 Dec 2013 #91

It isn't about not knowing. enlightenment Dec 2013 #96

This message was self-deleted by its author Glitterati Dec 2013 #104

Winners and losers onpatrol98 Dec 2013 #77

There are many low deductible plans available on the federal exchange marketplace for Tennessee. cheapdate Dec 2013 #64

The source for the Op/Ed is the WSJ, but the comment is from PNHP, a Medicare-for-all advocacy group TrollBuster9090 Dec 2013 #23

If you mean unlimited physician provider networks Chuuku Davis Dec 2013 #90

That may be, but it can probably be fixed by adjusting the Medicare fee schedule. TrollBuster9090 Dec 2013 #95

PHNP is not the Wall St Journal. enlightenment Dec 2013 #53

"...the Obamacare model of high-deductibles, narrow networks, and payment restrictions" cheapdate Dec 2013 #2

Yes. Because universal health care is soooo old Europe. Luminous Animal Dec 2013 #3

Have you been in that life or death situation ... slipslidingaway Dec 2013 #8

No, sorry, NOT bullshit Glitterati Dec 2013 #40

Yes, it's true that "network providers" existed both before and after the ACA. cheapdate Dec 2013 #57

Uhhh, the Docs CHOOSE not to be in the networks BlueStreak Dec 2013 #4

Exactly, and people have to check who is in network ... slipslidingaway Dec 2013 #11

No, these days Insurance companies make that decision. There are doctors who SharonAnn Dec 2013 #17

Wrong... you have to apply and be invited into the ACA plan network taught_me_patience Dec 2013 #29

Self Delete.. Cha Dec 2013 #5

Yes. Those universal health care people are soooo suspect. Luminous Animal Dec 2013 #10

Your response does not make sense and is repulsive, unless your intention is ... slipslidingaway Dec 2013 #12

Sorry, I misunderstood in my Cha Dec 2013 #13

Delete!!! Why rush away, what exactly did you misunderstand... slipslidingaway Dec 2013 #15

Quit trolling Cha. She deleted her post and moved on. Pretzel_Warrior Dec 2013 #16

If someone cannot back up their posts then people should just ignore ... slipslidingaway Dec 2013 #20

If your going to start attacking DU user names...This whole thread shows you're slip sliding away! FourScore Dec 2013 #34

You were correct about making fun of names ... until you made the same mistake. n/t slipslidingaway Dec 2013 #97

And none of these doctors will complain a bit pnwmom Dec 2013 #7

The media, including the so called liberal media, decided not to cover the whole story... slipslidingaway Dec 2013 #18

With your daughter being in medical school, I'm sure you know pnwmom Dec 2013 #26

True, but there was support from a significant number of physicians ... slipslidingaway Dec 2013 #27

Obama's personal physician is a primary care doctor, pnwmom Dec 2013 #35

Many doctors, including Obama's personal physician, did try and speak up ... slipslidingaway Dec 2013 #98

In fact, that's exactly what the full 'comment' says. The story is from the WSJ, and the 'comment' TrollBuster9090 Dec 2013 #22

the media champions ACA failure...rupert murdoch owned propaganda rag spanone Dec 2013 #9

It has nothing to do with the failure of ACA, IT HAS EVERYTHING TO DO ...with a more equitable slipslidingaway Dec 2013 #30

You better duck. The swooners will shortly lob the snowballs. PSPS Dec 2013 #14

So very true about admitting the facts, but those pesky facts ... slipslidingaway Dec 2013 #19

Any Particular Reason Why You Cut Off The Last Paragraph, Which Says... TrollBuster9090 Dec 2013 #21

No and thanks, just trying to abide by the narrow limits of cut and paste ... slipslidingaway Dec 2013 #25

Fools like this want Obamacare to fail. CorrectOfCenter Dec 2013 #24

BS, some recognize the shortcomings and say so ... slipslidingaway Dec 2013 #31

Then let's have a cadre of Federally employed physicians who are willing to heal people. kelliekat44 Dec 2013 #28

Which political party has proposed that? Trust me, young med graduates are not lacking ... slipslidingaway Dec 2013 #32

Actually, in urban areas they are, and in rural areas they're not. That's a problem that both TrollBuster9090 Dec 2013 #38

The "and low reimbursement rates for doctors" shows what this is about Recursion Dec 2013 #33

What is the REAL point of posting all of these anti-ACA threads on Democratic Underground? 6000eliot Dec 2013 #36

ACA is the best law ever!!!! Puzzledtraveller Dec 2013 #69

It's far from the best law ever, but it's the law we have, 6000eliot Dec 2013 #70

To make people aware of all the facts, too many are looking at just the monthly costs ... slipslidingaway Dec 2013 #99

This is a question I have that I cannot find a good answer for BrotherIvan Dec 2013 #43

The words that matter: "low reimbursement rates for doctors". The rest is obfuscation. WinkyDink Dec 2013 #45

Doctors are concerned that private health insurance providers might suck? Orsino Dec 2013 #58

Yeah now they complain flamingdem Dec 2013 #59

Some tried to voice their concerns during the debate, but they were ignored ... slipslidingaway Dec 2013 #100

Too true! I am currently auditioning to see a doctor flamingdem Dec 2013 #101

Good luck with you "audition" never thought of it in those terms ... slipslidingaway Dec 2013 #102