Doctors: New Health Care Plans Raise Red Flags

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72. You are unbelievable

Do you read anything?

I already said the plans I posted are WITH a subsidy. MY subsidy! I get a subsidy of 517.00 per month on the ACA insurance plans.

The subsidy is included in what I posted. I posted that back several posts ago.

WHAT I POSTED ARE THE PRICES I WILL PAY WITH A SUBSIDY.

I called the 800 number today to confirm that, and that those are family plan prices. The website showed information that confused me, so I called to make sure the quotes I posted in that screen capture WERE the family plan.

My daughter is in that loop that the Supreme Court created with their ruling - she makes enough to qualify for Medicaid and not enough to get a subsidy. Since our jackass governor refused the medicaid expansion, unless I get a family plan, she's screwed. She doesn't qualify outright for Medicaid because she lives at home, so they use HOUSEHOLD income to determine eligibility and my income combined with hers disqualifies her.

As for the Obamacare BS from her employer, did I say I believed it? I was simply repeating what THEY SAID TO HER when they hired her.

The bottom line is simply that the only plans available to me which will actually mean medical coverage are the Platinum plans at $146-160.00/month. The other available plans have deductibles which mean the insurance policies available to us are useless. Yes, the other plans are cheaper, but we'll never meet the deductibles without a major medical crisis, which means we can pay for catastrophic plans that are only 25-50.00/month cheaper than a plan we might actually USE. At $1,000.00 deductible, 90 days worth of my prescriptions will meet the deductible every year. Then, at least her prescription for birth control and chiropractic visits will be covered.

Now, I just have to figure out where I'm going to get $146.00/month.