General Discussion
In reply to the discussion: Doctors: New Health Care Plans Raise Red Flags [View all]TrollBuster9090
(6,121 posts)(For the record, I never called you an idiot. And you accused me of being a 'liar' several times before I ever accused you of being a whiner. The difference is that I'm not lying, but you definitely are whining.)
Let's recap what you've said:
1. You have a pre-existing condition (Graves Disease)
2. You've been uninsured for 20 years because nobody would insure you with a pre-existing condition.
3. You pay $25-$50 twice a month JUST FOR TESTS at a clinic ($50-$100 in total), without actual medical coverage.
4. You have a struggling, adult daughter, who works part time, but doesn't qualify for Medicaid, and you'd like to help her.
Without the ACA:
1. You STILL couldn't get coverage at all, because of your condition.
2. You'd STILL be paying $100 JUST FOR TESTS, without actual MEDICAL coverage.
3. Even if you could GET insurance, probably for several hundred dollars a month due to your condition, you would NOT have the option of adding your daughter to it.
With the ACA:
1. You CAN get insurance, despite your pre-existing condition.
2. It's ILLEGAL for the HMO to charge you extra because of your condition.
3. If you were just interested in insuring yourself, you could get complete, comprehensive medical insurance for just $20/month with the subsidy...ONE FIFTH of what you used to pay JUST FOR TESTS at the clinic.
4. You now have the option of adding your daughter to your policy, and covering BOTH of you for just $56 each...JUST SLIGHTLY MORE than YOU ALONE used to spend on JUST BLOOD TESTS.
So...remind me again, WHY is the ACA so horrible?