Doctors: New Health Care Plans Raise Red Flags

[Glitterati]

103. You have your first #4 wrong entirely

4. You have a struggling, adult daughter, who works part time, but doesn't qualify for Medicaid, and you'd like to help her

My 18 yr. old daughter needs health insurance. The only way for her to get it is with ACA because:
1. Because of the Supreme Court decision making Medicaid a state decision, the jackass governor of my state declined the Medicaid expansion
2. Because my daughter makes so little money, she doesn't qualify for a subsidy.
3. Without Medicaid or a subsidy she will continue to go uninsured unless *I* buy a family policy and put her on it because insurance is as much as she currently makes annually.

Additionally, your original #3 is incorrect simply because a clinic visit for me is $25.00, including labs and medical specialties, i.e., my endocrinologist. The $50.00 was only if BOTH my daughter and I went to the doctor at the same time - $25.00 each.

So the final argument, as stated throughout this discussion can only be answered as follows:
With the ACA:
1. You CAN get insurance, despite your pre-existing condition.

Yes, this is true. But I STILL can't afford it.

2. It's ILLEGAL for the HMO to charge you extra because of your condition.

Which is moot because of #1 above.

3. If you were just interested in insuring yourself, you could get complete, comprehensive medical insurance for just $20/month with the subsidy...ONE FIFTH of what you used to pay JUST FOR TESTS at the clinic.

Again, your math is wrong (because you like to change the subject instead of addressing issue #1 above) and your incorrect math and interjection that the cost excludes anything but TESTS. I never said any such thing and, in fact, explicitly stated that everything was included for $25.00 per person, per visit.

4. You now have the option of adding your daughter to your policy, and covering BOTH of you for just $56 each...JUST SLIGHTLY MORE than YOU ALONE used to spend on JUST BLOOD TESTS.

Once again, changing the subject entirely, and ignoring the fact that I cannot afford your IMAGINARY "$56 each" while making up your own set of facts.

Nice try changing the subject again, though.

But, once again not the way to win folks to ACA by calling them idiots while you make up your own set of facts.