General Discussion

Demo_Chris

(6,234 posts)

75. UPDATE #2 ...The plans offered do not seem to be correct

Sat Dec 14, 2013, 05:05 PM

Dec 2013

The plans offered do not seem correct in terms of their cost or the subsidy our family is apparently entitled to. Here's what happened...

1. We selected a plan that, while expensive, looked pretty good. Well done Obamacare! We went to check out.

2. At the purchase plan stage, it wouldn't allow us to select just ONE of these great plans, it insisted we buy two. We decided we would print everything out then call the insurance company.

3. We print everything out and the website shows one subsidy amount, the printout summary shows a completely different one, and when we call the insurance company they come up with a third that is altogether different. For reference, I went to the Kaiser Calculaor page and it offered yet another. So now we have four, and no one seems to know.

4. On the phone with the insurance company, and they are claiming the lowest subsidy of the bunch.

According to the Kaiser site the tax credit should be just over 9K a year for the family (we earn about 28K combined). According to the printout we would receive about $6900. According to Kaiser, our income would have to be 45K for it to be at that level.

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9 HOURS in and Healthcare.gov still wont let me look at the actual PLANS [View all] Demo_Chris Dec 2013 OP

Umm... Agschmid Dec 2013 #1

Double Umm.. pangaia Dec 2013 #3

ROFL alcibiades_mystery Dec 2013 #4

I personally loved the " sat in our darkened bedroom" Jesus Malverde Dec 2013 #38

Gawd!!! darkangel218 Dec 2013 #41

Message auto-removed Name removed Dec 2013 #81

Nice touch, ain't it? Adds a certain Crawford-esque quality to the story Number23 Dec 2013 #104

This sounds suspicious brush Dec 2013 #107

What a horrible, inexcusable mess. CaliforniaPeggy Dec 2013 #2

Why would your wife sit in a darkened room crying and clutching her cat, etc. Seems a bit dramatic lostincalifornia Dec 2013 #5

Also what Dec. 15th deadline do you mean? Agschmid Dec 2013 #6

The deadline for coverage on Jan 1st. whopis01 Dec 2013 #88

You should turn the lights on in the bedroom. JaneyVee Dec 2013 #7

Yeah, at least let the woman have some light while she's shrieking & clutching. Demit Dec 2013 #15

Why? Umm.. because wether one has access to health care or not darkangel218 Dec 2013 #29

It seems you and your wife may be overreacting and a bit too dramatic, don't ya think? cleanhippie Dec 2013 #45

Me and my wife?? darkangel218 Dec 2013 #53

lolwhut? Demit Dec 2013 #47

On a website Shankapotomus Dec 2013 #8

Or maybe it would be better to use one of the alternate methods, since signing up online isn't lostincalifornia Dec 2013 #11

At first I thought Shankapotomus Dec 2013 #16

There's no time left for a paper app Yo_Mama Dec 2013 #37

or 1 hour. itsrobert Dec 2013 #12

We did exactly that... Demo_Chris Dec 2013 #21

Hope you have better luck soon Shankapotomus Dec 2013 #24

You do realize there are alternative ways to sign-up other than healthcare.gov? lostincalifornia Dec 2013 #9

Here's the info at healthcare.gov ProSense Dec 2013 #18

Exactly. lostincalifornia Dec 2013 #25

Let's review those.... Demo_Chris Dec 2013 #26

Did you do item 5 in the list to see what insurance companies are available in your state? lostincalifornia Dec 2013 #30

You seem to be having a problem identifying the details of specific plan options Tanuki Dec 2013 #36

can this help? DonCoquixote Dec 2013 #101

Sorry for this mess, but you have to know the deadline for registering and having Mass Dec 2013 #10

You sure about that 23rd date? Demo_Chris Dec 2013 #13

Yes. It was changed a few weeks ago. Mass Dec 2013 #17

Good deal, thanks. That is a relief. nt Demo_Chris Dec 2013 #27

Just for clarification: December 23rd is the last day to pay premiums for coverage starting 1/1/14 grantcart Dec 2013 #111

Interesting ProSense Dec 2013 #14

Yes, let's discredit the poster because he thinks government can be incompetent and corrupt. Vattel Dec 2013 #84

Well, ProSense Dec 2013 #85

So you disagree with Limbaugh when he says that goverment is often incompetent? Vattel Dec 2013 #87

I've heard that starting over with a new email address & user name Demit Dec 2013 #19

Is your modem 28k or 33k? XRubicon Dec 2013 #20

... flying rabbit Dec 2013 #22

Cool story, bro. tabasco Dec 2013 #23

Sorry you are still having trouble livetohike Dec 2013 #28

I wrote down the name of the plans and searched off the the government site. Hoyt Dec 2013 #31

Im sorry youre going through this. I hope you get through eventually darkangel218 Dec 2013 #32

Ok, this is a cartoon. gulliver Dec 2013 #33

As should dismissive Ostrich-like posts such as you offered, yet here we both are. nt Demo_Chris Dec 2013 #35

Ostrich!! gulliver Dec 2013 #40

A wave of quiet melancholy seeped from the darkened space where his one true love sobbed quietly. alcibiades_mystery Dec 2013 #46

Good one. gulliver Dec 2013 #48

Haha! That's pretty damned good. Demit Dec 2013 #49

You seem to find this OP awefully hilarious. darkangel218 Dec 2013 #54

Now that made me laugh out loud. n/t louslobbs Dec 2013 #59

Boffo rewrite! Iggo Dec 2013 #66

I don't understand your reference to "unverifiable" Jim Lane Dec 2013 #92

I've been trying since October 1st Holly_Hobby Dec 2013 #34

Then don't use the website. Use an alternative method. lostincalifornia Dec 2013 #43

I did. Holly_Hobby Dec 2013 #86

No question that is messed up. I would suspect you should get insurance cards shortly, however, lostincalifornia Dec 2013 #93

I have made over 40 phone calls to the ACA Holly_Hobby Dec 2013 #96

I guess I misunderstood, I thought you were approved, which I thought meant you had a health insurer lostincalifornia Dec 2013 #97

Yes, we're approved Holly_Hobby Dec 2013 #98

Thanks for explaining what happened to you. I appreciate it lostincalifornia Dec 2013 #99

Wow, how fantastic for you! You saved $5328 due to the ACA last year! Tanuki Dec 2013 #109

Yes, we saved a small fortune Holly_Hobby Dec 2013 #112

My wife has been trying to sign up since Oct. It has been a nightmare she hasn't been able diabeticman Dec 2013 #39

Then use an alternative method as outlined in some of the responses above. If healthcare.org is not lostincalifornia Dec 2013 #42

She has tried calling the number and they informed her that once she started the application diabeticman Dec 2013 #57

agreed you should not have to go through what you did lostincalifornia Dec 2013 #69

***UPDATE**** We got it fixed, sort of!!!! Demo_Chris Dec 2013 #44

Uh oh on the not understanding them. Sounds like more shrieking & clutching is in store. Demit Dec 2013 #50

No, I think I am getting it figured out.... Demo_Chris Dec 2013 #52

That happened to me as well. One of my silver level plans was a much better deal ScreamingMeemie Dec 2013 #58

What the fuck???? darkangel218 Dec 2013 #55

It is the end of healthcare as the establishment has wanted it ... MindMover Dec 2013 #51

I see the "attack anyone who complains" brigade is all over you here. Skip Intro Dec 2013 #56

How many different ways can a person/family enroll in Obamacare ... ? MindMover Dec 2013 #72

And here you come to prove my point. Skip Intro Dec 2013 #74

When facts are stated you call it arrogant and hateful ... WOW ... MindMover Dec 2013 #80

Don't like the snyde, accusatory attitude spread by you and the like Skip Intro Dec 2013 #89

"Facts are stubborn things" .... Ronnie Raygun MindMover Dec 2013 #90

"You sound like a Republicant?" Hissyspit Dec 2013 #102

I wasn't talking to you hissy spit ...... MindMover Dec 2013 #106

By the way, pay close attention to the network of providers Skip Intro Dec 2013 #60

I had the same problem. It took me 63 days to get my application sent to the insurance company. Zorra Dec 2013 #61

Thanks! Demo_Chris Dec 2013 #65

Update on this: It turned out that the insurance company, and not Helathcare.gov, was at fault for Zorra Dec 2013 #113

Message auto-removed Name removed Dec 2013 #62

Welcome to DU. darkangel218 Dec 2013 #63

Message auto-removed Name removed Dec 2013 #64

I like this part of your update: "In any case, the problem there is not with the website..... curlyred Dec 2013 #67

I hate to say this but I suspect Sen. Max Baucus, D-Mont. might have been right ... spin Dec 2013 #68

I am very concerned about it, but so far... Demo_Chris Dec 2013 #70

Good luck. I hope everything works out for you and for other people who are applying. (n/t) spin Dec 2013 #71

Interesting. We have an adult daughter with us as well, but OKNancy Dec 2013 #73

UPDATE #2 ...The plans offered do not seem to be correct Demo_Chris Dec 2013 #75

Chris, you need in-person help. They will DevonRex Dec 2013 #76

I will ave to take a look. I am giving up for now. nt Demo_Chris Dec 2013 #77

Here's the link to TX HRSA clinics that will assist you. DevonRex Dec 2013 #78

Thanks. nt Demo_Chris Dec 2013 #79

I tried to call my navigators here in AZ and left messages, and they were supposed to call me back, Zorra Dec 2013 #83

I just went in to healthcare.gov and within a minute could see the B Calm Dec 2013 #82

Possibly the worst professionally designed, major website in history. Also, the Dark n Stormy Knight Dec 2013 #91

I figured nothing could be worse than FR Sheepshank Dec 2013 #110

I don't consider Freeperville "professionally designed.' I have a master's degree in instructional Dark n Stormy Knight Jan 2014 #114

I thought the deadline was end of March, so I looked it up and I'm right magical thyme Dec 2013 #94

The current deadline is Dec 23rd ... Demo_Chris Dec 2013 #95

Wow, sorry, seems like nothing works for you. XRubicon Dec 2013 #100

What are you on, dial up? B Calm Dec 2013 #108

fyi Vietnameravet Dec 2013 #103

Obamacare, because Americans deserve something more complex than Single-Payer NoOneMan Dec 2013 #105