Get rid of Affordable Care Act's family glitch without Congress by calling this number!! [View all]

[MrsKirkley]

Sue-Jean Kim or John B. Lovelace at [phone]. According to a person I spoke with from the IRS, if enough people call and complain about the family glitch, the IRS has the power without Congress to change the way they calculate the 9.5% affordability test. That means instead of basing what is considered affordable health insurance on the worker's premium alone, it could be based on the premium of the entire family instead, which would result in many more low income families being eligible for the subsidies and cost sharing they so desperately need. For those unfamiliar with the family glitch, here's the problem it poses: Under the PPACA, employer provided health insurance is considered affordable if the premium costs no more than 9.5% of household income. If employer provided health insurance passes this test, workers and their families are ineligible for health insurance subsidies on the exchange. Unlike the exchange, employer provided health insurance is not subsidized according to income. Unfortunately, the IRS is only counting the employee's portion of the premium in the affordability test, not the family premium. The family members, despite not being counted, are still ineligible for subsidies. I specifically asked the person I spoke with if the IRS could change this without Congress and was told yes. The number to call is [phone] and the individuals to speak with are Sue-Jean Kim or John B. Lovelace.

This is the link I got the names and number from.


https://s3.amazonaws.com/public-inspection.federalregister.gov/2013-21157.pdf