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MrsKirkley

(180 posts)
4. The family premium is the premium workers pay to insure themselves, their spouses, and/or children.
Tue Jan 7, 2014, 03:38 PM
Jan 2014

The employee's portion of the premium is what it costs to insure the employee only, with nobody else on the policy. Right now, the IRS is only counting the employee's portion of the premium to calculate the 9.5% affordability test instead of the family premium. If you have any more questions, google affordable care act family glitch. Perhaps one of the many articles addressing this issue explains it better than I can.

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