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401A

(1 post)
8. free "Preventive" is NOT always true.....
Wed Jan 8, 2014, 01:07 PM
Jan 2014

Yes, there might be some "preventive" doctor visits that will be paid for (by the insurance companies, which get their monies from the members of that insurance pool).

HOWEVER, it is ONLY covered at 100%, if and ONLY if it is billed with a preventive code: what this means is, as soon as the doc finds something during your "free" and "preventive" visit, your visit becomes DIAGNOSTIC and it will be switched to (in most cases) a visit that gets covered according to your Deductibles, Co-Pays, Coinsurance, etc.

IOW, many people will innocently go to their doctor for a visit, believing hook-line-and-sinker that they're "entitled" to a Free Doctor visit, because after all, this is Obamacare. The doc however, who wants to make money, discovers something, and boom---that "free" visit costs you the unsuspecting patient Big Bucks. Then, the doctor will send you to his or her favorite Specialist for further evaluation (costing more Big Bucks). You will probably make your appointment with that Specialist and incur another bill, long before you ever learn about the cost of your supposedly "free" visit.

These "free" preventive visits are DESIGNED to make money for: 1) the insurance companies (they don't have to pay for it if the doc finds something); 2) as well as for the Doctors & Clinics (if they find something, they can send you on to their friends); 3) and also the Big Pharma companies (they can prescribe several prescriptions for what the doc finds).

There is NO free lunch, anywhere on Earth. "Free" preventive visits do not improve your health---they are moneymakers for somebody. It has to be that way, why would anybody work or provide goods, for nothing? Obamacare is not charity---it is designed to make money for the big 3--Insurance, Doctors, and Big Pharma.

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