General Discussion

NMDemDist2

(49,314 posts)

7. i pull a free one every couple years

Thu Jan 23, 2014, 12:23 AM

Jan 2014

we don't use much credit, own our home and only have a lease on one of the cars.

we seem to get good rates when we do need credit though.

i check just to make sure it's all mine and there's no incorrect info

and no, i wasn't involved in the latest debacle altho a couple years ago hubby's debit card just stopped working. turns out some of the customer's info was hacked from our credit union and they turned his card off without notice. my card on the same account with a different number wasn't effected.

i found that odd.

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Credit Check... [View all] Agschmid Jan 2014 OP

I have no idea PowerToThePeople Jan 2014 #1

Do you use cash/debit/checks? Agschmid Jan 2014 #3

All of the above. Mostly debit card. n/t PowerToThePeople Jan 2014 #5

851 in 2007, lower lately due to high monthy charges that get paid off immediately. NYC_SKP Jan 2014 #2

Thanks I edited. Agschmid Jan 2014 #4

Actually just did a 3 bureau check today. Barack_America Jan 2014 #6

I just checked mine as well. Agschmid Jan 2014 #8

i pull a free one every couple years NMDemDist2 Jan 2014 #7

i have a discover card and visa. DesertFlower Jan 2014 #9

I often will pay with my card and then pay it off same day, as I like earning the rewards. Agschmid Jan 2014 #13

I have horrible credit gerogie2 Jan 2014 #10

From past credit history my rating is high defacto7 Jan 2014 #11

I pull a report every 4 months. NutmegYankee Jan 2014 #12

Fucked over by medical bills we couldn't pay... hunter Jan 2014 #14

It seems medical bills are what can really impact a score. Agschmid Jan 2014 #15

This message was self-deleted by its author guyton Jan 2014 #16

I check my fico score free about once a year Mira Jan 2014 #17