General Discussion
In reply to the discussion: "SINGLE PAYER" - The simplest solution! [View all]CTyankee
(68,235 posts)with the insurance for profit companies. They get their profits and you simply cannot make a profit insuring old and or sick people. Which is why you had people denied health care that they needed because of "pre-existing conditions."
Countries with universal health care basically offer systems where the money is either collected by and provided by the government or where the money is collected primarily from the government but distributed to individual NON-PROFIT companies. These companies CANNOT by law make a profit. In many countries private insurance is available but basic, excellent health care for all is not in the hands (and at the whim of) private for-profit companies. By every benchmark used in assessing the excellence of a country's public health, the U.S. lags behind the countries with universal health care that the government largely supports.
What saves money in all of these systems, and assures more equitable and better health care, is the elimination of the profit motive. And that has EVERYTHING to do with the kind of private health care insurance we have in this country.