General Discussion
In reply to the discussion: Yay, ObamaRomneyCare! 23% rate increase! [View all]BrotherIvan
(9,126 posts)Besides all the shouting from the BOG this thread has received to drown out any debate, it would be nice to find some real answers as to the best course to take. My insurance has nearly doubled in the last three years and my ACA plan has deductibles so high and a network so limited I don't know whether it's even usable.
When I signed up for my silver plan, the guy was going over the list of things it didn't cover. Such as seeing a doctor out of state. What? My primary care physician is no longer in the network, so I have to change. All these indicators that what I was actually signing up for was JUNK INSURANCE.
I never use my insurance as I am now very healthy, so getting the highest plan makes no sense (and I can't afford it). But I also travel for my business and life. But my junk insurance doesn't cover me. I assume that soon the insurance companies will be restricting their networks so much, there will be such long waits to see a doctor, you will have to buy supplemental insurance.
So to all the screamers who won't even take a moment to consider what Manny is saying, I have nothing to say. But to any rational people on this board with more information, I would appreciate advice. My sense is that we don't know or understand these plans nor were there many, if any, cost-saving measures put into place. I believe the insurance companies have planted a whole lot of golden eggs inside this law for themselves and their protesting is all kabuki for when we're all signed up. Then the hammer is going to come down in a big, big way.