Yay, ObamaRomneyCare! 23% rate increase!

[scorpiogirl]

187. I have found this to be true.

My husband just started a job (finally!) that offers a catastrophic plan with a $7k deductible and 1 included doctor visit per year, nothing more, without meeting the deductible first and then it's 20% coinsurance. The employer pays $750 towards a $1,200+ premium. Oddly enough, this job was advertised as having "full benefits." Joke, meet punchline.

According to Covered CA, we qualify for a $263 subsidy and could get a silver plan for either $668 or $711/mo. I realize there are pre-tax whatevers, but honestly, if it comes down to a couple of hundred dollars at this point to get insurance so my husband can take care of some medical issues he needs looked at, I will make it happen. I say this as a person hopefully about to come off the worst five financial years of my life, barely dodging homeless for the last several months.

BTW, even the platinum plans were around his employers total premium cost, about $1,100 and change, at the top minus the subsidy. His employer is getting ripped off. He doesn't really seem to care enough to look into it.