General Discussion

Sissyk

(12,665 posts)

55. My anecdote(s) are totally different.

Wed Feb 12, 2014, 12:45 PM

Feb 2014

We have friends that moved here to Tennessee in December. One has a job but the company does not offer insurance for a year. She has three young children, though.

I talked her into checking out ACA plans with a HIGH deductible, low co-pays, and to use the subsidies. She got hers for a tad over what your friend is paying for one.

It's more important for her, and her family, to have health insurance that will cover her children in case of an emergency. The deductible will be worried about when that time comes. As long as they are covered, you know you don't pay that deductible right away if an emergency happens, right?

Good luck to your friend. She may need help from family and friends but at least she has family and friends willing to help. The majority I have helped to sign up, don't have that.

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A very good friend of mine signed up at health care.gov last week. [View all] NCTraveler Feb 2014 OP

Won't the subsidy help? tcfrogs Feb 2014 #1

Why is she not eligible for Medicaid? yeoman6987 Feb 2014 #3

She is not eligible for medicaid. Not everyone living under the poverty level is. NCTraveler Feb 2014 #9

That's because NC stupidly didn't expand Medicaid when the ACA came into effect. Lex Feb 2014 #27

It is federal legislation that has left her to the whims of the state. NCTraveler Feb 2014 #32

No. The ACA called for Medicaid expansion for ALL states. Lex Feb 2014 #34

No, the ACA had most every poor person covered with medicaid expansion, wendylaroux Feb 2014 #104

No, the Supreme Court did CreekDog Feb 2014 #109

Wrong wrong wrong. JTFrog Feb 2014 #130

No, no, that can't be right. JNelson6563 Feb 2014 #73

Yep. My family qualified for MediCal in CA under the Medicaid expansion. stopbush Feb 2014 #87

thanks for that post, stopbush. Whisp Feb 2014 #106

It is a HUGE relief to have insurance again. stopbush Feb 2014 #149

Exactly how it should work under the medicaid expansion portion of the ACA. nt Lex Feb 2014 #113

You don't say now, huh? freshwest Feb 2014 #131

That's not necessarily true... choie Feb 2014 #107

Why are you ineligible for a subsidy? Lex Feb 2014 #111

We are over income choie Feb 2014 #114

Yes, the subsidy helps. It is actually a pretty significant subsidy. NCTraveler Feb 2014 #7

Not many under the poverty level can afford that tcfrogs Feb 2014 #22

That's a sign for a Moral Monday march. That's where you need to air this grievance. JDPriestly Feb 2014 #94

why aren't you responding to the error you've been corrected on? CreekDog Feb 2014 #110

Nothing I have said is incorrect. nt. NCTraveler Feb 2014 #118

Yes, what you have said is incorrect, perhaps Rush Limbaugh will quote it tomorrow too! CreekDog Feb 2014 #134

I don't know why it is so high, even after the subsidy. pnwmom Feb 2014 #145

Not everyone is eligible for subsidies. GoCubsGo Feb 2014 #83

Something doesn't sound right with the OP. brush Feb 2014 #155

She has to borrow money to pay the premiums--how is she going to pay the co-pays? Romulox Feb 2014 #2

The co-pays are very small. Her decuctable is almost nothing. NCTraveler Feb 2014 #18

Does she have poor health? joeglow3 Feb 2014 #37

Her state did not accept the federal assistance for Medicaid. JDPriestly Feb 2014 #96

Not sure ProSense Feb 2014 #4

I am actually in Florida. I just love NC and travel around the mountains there when possible. NCTraveler Feb 2014 #10

Florida didn't expand Medicaid either. n/t ProSense Feb 2014 #16

It is still the same thing,Florida did not expand either. libtodeath Feb 2014 #17

Be pissed at Rick Scott for a piece of federal legislation. NCTraveler Feb 2014 #36

For the last time,the rw supreme court allowed it,the ACA did not intend to let states opt out. libtodeath Feb 2014 #38

Again, the ACA, that signature piece of federal legislation ..... oldhippie Feb 2014 #42

If you keep saying that maybe Rush will quote you CreekDog Feb 2014 #139

Quell dissent by insult, eh? Skip Intro Feb 2014 #141

so you've never insulted Obama? CreekDog Feb 2014 #143

To answer your question: LiberalEsto Feb 2014 #5

Your right - we shouldn't throw stats out. el_bryanto Feb 2014 #6

I don't think you read the op. nt. NCTraveler Feb 2014 #11

I did read it and I feel sorry for your friends situation el_bryanto Feb 2014 #28

Blue Cross likes the general trend. NCTraveler Feb 2014 #40

Great emotionally manipulative comparison el_bryanto Feb 2014 #43

The comparison is right on. NCTraveler Feb 2014 #49

Except you can't expect to govern from anecdote el_bryanto Feb 2014 #72

Anecdote or not, people living at or even above the poverty level cannot afford 300 a month. zeemike Feb 2014 #112

I don't mean to insult you personally, but you and a lot of other people are falling into the JDPriestly Feb 2014 #99

Or I can tell my story to the people who wrote the piece of legislation... NCTraveler Feb 2014 #119

You will not get improvements to the bill unless you vote for Democrats who will JDPriestly Feb 2014 #128

You should be angry that the NC,assuming that is the state,repuke gov refused the medicaid expansion libtodeath Feb 2014 #8

Actually I am angry that there is a federal healthcare bill, NCTraveler Feb 2014 #14

It was the reich wing supreme court that did that libtodeath Feb 2014 #20

Blame your state and the Supreme Court, not the ACA frazzled Feb 2014 #12

I am not going to blame the state for a signature piece of federal legislation. nt. NCTraveler Feb 2014 #21

The scotus allowed states to opt out,please get your facts right. libtodeath Feb 2014 #26

Then you are simply being recalcitrant and oppositional frazzled Feb 2014 #59

Please place your hands over your ears and repeat after me ... 1StrongBlackMan Feb 2014 #98

You are placing blame. Nothing more. NCTraveler Feb 2014 #120

No, it is you that is 1StrongBlackMan Feb 2014 #125

I see why the name strong is in you user name. NCTraveler Feb 2014 #127

You are correct ... 1StrongBlackMan Feb 2014 #129

Tell your friend to move to a state like California that is fully implementing the ACA. JDPriestly Feb 2014 #100

She doesn't even have to move that far. missingthebigdog Feb 2014 #135

It is a reality, for many people. Autumn Feb 2014 #13

So many refuse to even recognize how many are in her same position. NCTraveler Feb 2014 #25

To many of them it's all about the who, not the what. Autumn Feb 2014 #33

How do we solve it? joeglow3 Feb 2014 #39

By talking about healthcare as a right, not a priviledge. NCTraveler Feb 2014 #46

The problem is that in today's culture, it has to be a journey joeglow3 Feb 2014 #51

We are not blaming the states for a piece of federal legislation. JDPriestly Feb 2014 #105

Would you tell us her income? flamingdem Feb 2014 #15

You could go to healthcare.gov and plug in an income, say $15,000 ProSense Feb 2014 #29

My point is that it's easy to confuse the facts without knowing the income flamingdem Feb 2014 #102

The problem is not the ACA. It is Gov McCrory blocking Medicaid expansion in NC. Lex Feb 2014 #19

We are in FL. You point still stands. NCTraveler Feb 2014 #23

Fact: The Medicaid expansion was a part of the federal legislation for all states. Lex Feb 2014 #30

Never saw that coming did they. NCTraveler Feb 2014 #41

LOL. Lex Feb 2014 #45

I have not changed the focus in any way at all. nt. NCTraveler Feb 2014 #52

Yeah,President Obama should just overrule the scotus I guess,LOL. libtodeath Feb 2014 #53

Isn't that what the RWNJs claim all day long? Impeach the tyrannical Kenyian socialist! Freedum! n/t freshwest Feb 2014 #132

it's funner to blame that devil Obama Whisp Feb 2014 #24

It's the fault of the states and their republican legislatures that refused the medicaid expansion meadowlark5 Feb 2014 #31

I hope this is not against the rules but something seems familiar libtodeath Feb 2014 #35

I did post an op that was picked up by a certain am radio host. NCTraveler Feb 2014 #44

Just a bit too convenient but carry on with the anti ACA rant even though it has been pointed out libtodeath Feb 2014 #47

Nothing has been pointed out as being factually wrong with my op. NCTraveler Feb 2014 #48

Many have pointed out that if FL had expanded medicaid it would not be a problem libtodeath Feb 2014 #50

This is a piece of federal legislation... NCTraveler Feb 2014 #56

Do you even grasp how the system works? libtodeath Feb 2014 #58

Intentionally not understanding (I hope). nt Lex Feb 2014 #63

The whole concept is riddled with avoidable flaws Armstead Feb 2014 #65

I'm sure a public option would have picked up at least a couple of GOP votes. rgbecker Feb 2014 #136

NOTHING wold have picked up a couple of GOP votes Armstead Feb 2014 #146

You continue to ignore your state's governor's refusal to accept Medicaid expansion as the ChisolmTrailDem Feb 2014 #62

I continue to ignore nothing. NCTraveler Feb 2014 #67

You are welcome to move north to Arkansas. We would love to have you help us be more blue! missingthebigdog Feb 2014 #137

That's obscene. nt Armstead Feb 2014 #54

My anecdote(s) are totally different. Sissyk Feb 2014 #55

I am truly happy for your friend and begrudge them in no way. NCTraveler Feb 2014 #61

Thanks! Sissyk Feb 2014 #70

My problem with blaming the state is that it could have been done in a much different manner. NCTraveler Feb 2014 #71

ACA Only Contributes To Solving Some Of The Issues We Have.... global1 Feb 2014 #57

The ACA is an example of how totally ineffective we are with just about everything Armstead Feb 2014 #60

Thank you for this post. NCTraveler Feb 2014 #64

Since you are anti-Obama Auntie Bush Feb 2014 #66

Um maybe I missed something, but i don't see the presidents name in the OP Armstead Feb 2014 #68

I'm anti-Obama? NCTraveler Feb 2014 #69

"I think Obama is the best President we have had since I have been an adult(5 Presidents)." ProSense Feb 2014 #75

I'm soooo sorry NCTraveler. Auntie Bush Feb 2014 #79

It is all good. NCTraveler Feb 2014 #80

Nice. 840high Feb 2014 #140

I don't think the OP is anti-Obama .... oldhippie Feb 2014 #78

See post 79 Auntie Bush Feb 2014 #86

You must have misread. 840high Feb 2014 #97

See post 79. Auntie Bush Feb 2014 #138

My anecdote is also quite the opposite... madmom Feb 2014 #74

I just went to healthcare.gov and typed in a make-believe single woman, sinkingfeeling Feb 2014 #76

This stopped me in my tracks Proud Public Servant Feb 2014 #77

I do think it is sickening. The $300 is with a subsidy. NCTraveler Feb 2014 #81

The friend isn't covered because NC didn't expand Medicaid like many other states did as per Lex Feb 2014 #82

I get the reason Proud Public Servant Feb 2014 #84

Well sure Lex Feb 2014 #85

What kind of insurance did she have before the ACA? stopbush Feb 2014 #88

You are correct on all counts. NCTraveler Feb 2014 #90

I'm having a hard time understanding the intent of your OP. stopbush Feb 2014 #91

Sorry you don't see the point.nt NCTraveler Feb 2014 #92

What state does she live in? Motown_Johnny Feb 2014 #89

The state she is in does not take part in the exchange. NCTraveler Feb 2014 #95

Your comment makes no sense ProSense Feb 2014 #101

The Supreme Court changed the law Motown_Johnny Feb 2014 #108

How much would she have paid to get ongoing medical treatment if there were no ACA? JDPriestly Feb 2014 #93

if lisa and i had to sign up in NYC, we would be paying around $600 a month La Lioness Priyanka Feb 2014 #103

I'm in your boat as well, La Lioness choie Feb 2014 #115

i think we are all afraid that if we say something is wrong La Lioness Priyanka Feb 2014 #116

Agreed. choie Feb 2014 #117

I am extremely happy about how many people this law will help. NCTraveler Feb 2014 #121

yup. reminds me of that recent study they did La Lioness Priyanka Feb 2014 #122

I cannot think of a time when republican policy was right. NCTraveler Feb 2014 #126

me too Liberal_in_LA Feb 2014 #142

Stop playing martyr, most of us believe in single payer...including me CreekDog Feb 2014 #144

Where have I played martyr? You are very agressive and angry. NCTraveler Feb 2014 #148

the issue is that you want to get credit for taking a progressive position then getting criticized CreekDog Feb 2014 #150

To add: NCTraveler Feb 2014 #123

thanks. i hardly post in the lounge anymore. so i feel like most people on DU no longer La Lioness Priyanka Feb 2014 #124

This message was self-deleted by its author CJCRANE Feb 2014 #133

You can't get Medicaid if you don't have children OKNancy Feb 2014 #147

because there are repug governors who want Democratic presidents, elleng Feb 2014 #151

WRONG WRONG WRONG NCTraveler anasv Feb 2014 #152

Message auto-removed Name removed Feb 2014 #153

How much was she paying before? bravenak Feb 2014 #154

This message was self-deleted by its author OKNancy Feb 2014 #156