Healthcare.gov results.

[Yo_Mama]

11. It is not cheap, but it's better than the numbers you were given.

Also, if you pick a Silver plan, at 35K you get some cost-sharing, which helps a little. Look at the red numbers on the left and double them to get your family number. You can see plan details by clicking on the individual plan links, but adjust the plan details by using the red numbers on the first page.

Once you find a plan or two that you like, you can contact the ins cos for confirmation and plan details, and then you can call Healthcare.gov back and ask the question about coverage beginning in August because of loss of income due to retirement.

You can't just use the healthcare.gov website because it only takes into account the full year's income, so this is a question you have to ask at the help desk.