General Discussion

Ms. Toad

(38,454 posts)

87. Slight correction

Mon Feb 24, 2014, 10:12 PM

Feb 2014

The insurance pays for preventative care before the deductible is met:

Abdominal Aortic Aneurysm one-time screening for men of specified ages who have ever smoked
Alcohol Misuse screening and counseling
Aspirin use to prevent cardiovascular disease for men and women of certain ages
Blood Pressure screening for all adults
Cholesterol screening for adults of certain ages or at higher risk
Colorectal Cancer screening for adults over 50
Depression screening for adults
Diabetes (Type 2) screening for adults with high blood pressure
Diet counseling for adults at higher risk for chronic disease
HIV screening for everyone ages 15 to 65, and other ages at increased risk

Immunization vaccines for adults--doses, recommended ages, and recommended populations vary:
Hepatitis A
Hepatitis B
Herpes Zoster
Human Papillomavirus
Influenza (Flu Shot)
Measles, Mumps, Rubella
Meningococcal
Pneumococcal
Tetanus, Diphtheria, Pertussis
Varicella

Obesity screening and counseling for all adults
Sexually Transmitted Infection (STI) prevention counseling for adults at higher risk
Syphilis screening for all adults at higher risk
Tobacco Use screening for all adults and cessation interventions for tobacco users

And at least one annual preventative care exam

I'd call $90 bucks a month a bargain for that range of preventative care, 100% of costs for non-preventative services after $6350 (the max any plan is allowed to require you pay, even if the deductible is also $6350 - in which case it jumps from you paying 100% ot the insurance paying 100%).

You may still find it unpalatable - but you should at least be accurate when you trash it.

(As long as you are buying a plan through the marketplace, the above is mandated - if you are going outside the marketplace, the preventative care should be substantially the same, but may vary slightly)

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

138 replies

= new reply since forum marked as read

Highlight:

So, when the A.C.A. fines kick in... [View all] warrprayer Feb 2014 OP

Not an expert yeoman6987 Feb 2014 #1

somehow to me warrprayer Feb 2014 #4

what else happened in between 08 and 12? the 2010 election when libs and dems sat out leftyohiolib Feb 2014 #65

people need to be motivated to vote Skittles Feb 2014 #67

what more motivation do they need? i guess when the food dries up? leftyohiolib Feb 2014 #68

politicans doing what they were voted in to do would be a start Skittles Feb 2014 #92

you vote dem to keep republicans from positions of power that should be all you need to keep inmind leftyohiolib Feb 2014 #120

people like me? Skittles Feb 2014 #121

like you, like me, you vote for them when u can otherwise you vote against leftyohiolib Feb 2014 #125

Myth zipplewrath Feb 2014 #77

90.6m voted of 235.8m voting-aged voters that's 37% split in half is 18% leftyohiolib Feb 2014 #89

But your attribution of of the non-voting to liberals is false. JVS Feb 2014 #96

the numbers are right there you cant argue with them. dems sat it out and we. leftyohiolib Feb 2014 #114

You said "libs and dems" JVS Feb 2014 #119

I suppose you are also against "Vote By Mail" Bandit Feb 2014 #123

vote by mail would be excellent leftyohiolib Feb 2014 #126

GOP'ers didn't vote either zipplewrath Feb 2014 #132

gopers get mad they vote dems get mad they sulk and stay home (not all but enough) leftyohiolib Feb 2014 #135

that's not a myth, reality is only 18% of dems voted in 2010 leftyohiolib Feb 2014 #115

And the GOP lost voters too zipplewrath Feb 2014 #133

that's not true leftyohiolib Feb 2014 #136

the general populace didn't even know there was a midterm election in 2010. yodermon Feb 2014 #110

they knew the when the election was they just chose to sit it out. leftyohiolib Feb 2014 #116

not me personally, or even one individual.. yodermon Feb 2014 #124

then the population has only itself to blame for the failed unemployment extension, the anti-gay leftyohiolib Feb 2014 #128

So if you're the mature adult in the room DireStrike Feb 2014 #129

well look how well sitting out the election worked for everyone, did it help or hurt are you leftyohiolib Feb 2014 #130

Yes, mature adults would realize such things I agree -nt- DireStrike Feb 2014 #131

Message auto-removed Name removed Feb 2014 #122

I don't think they can go into your bank account or 401k wercal Feb 2014 #5

I can answer part of your question. warrprayer Feb 2014 #17

Does that include eic? wercal Feb 2014 #74

That is a different statute. Ms. Toad Feb 2014 #79

They sure as hell can go into your bank account. RebelOne Feb 2014 #59

Was that retro-actively getting a refund back because the kids were claimed twice? wercal Feb 2014 #75

So why do you keep calling it a fine? oneshooter Feb 2014 #72

Because the OP.called it a fine. wercal Feb 2014 #76

This sounds exactly like something Rushbo would say. eom PowerToThePeople Feb 2014 #78

The fine won't apply to you. LumosMaxima Feb 2014 #2

thanks for the info warrprayer Feb 2014 #6

I hear you. Hope things get better for us all soon. nt LumosMaxima Feb 2014 #13

I have a friend PasadenaTrudy Feb 2014 #45

Due to your income level you won't owe any fine/tax for not having insurance. n/t PoliticAverse Feb 2014 #3

My bad. Daughter was not fined, was told she would be. She misinformed me. Sorry. nt Mnemosyne Feb 2014 #7

O.K. now I'm getting two different stories. warrprayer Feb 2014 #8

I don't know what the poster from PA is referring to, but the Federal fine/tax doesn't apply PoliticAverse Feb 2014 #10

She worked last year. Pa didn't expand. She was shocked. Not huge fine, but big to her. Mnemosyne Feb 2014 #15

Have to ask her the fine, confused it with their charge. nt Mnemosyne Feb 2014 #26

very simple, she was not fined for Obamacare, period CreekDog Feb 2014 #101

Did your daughter earn warrprayer Feb 2014 #11

She was just a bit over. I don't understand why H&R took it out. nt Mnemosyne Feb 2014 #23

Either you or your daughter misunderstood what was going on. Ms. Toad Feb 2014 #82

If her income was under 133% of the federal poverty level, she was exempt Lex Feb 2014 #12

H&R Block did her taxes. I have no clue why they did it. nt Mnemosyne Feb 2014 #16

I had a nasty experience with H&R Block warrprayer Feb 2014 #20

considering NOBODY can be fined for tax year 2013 because fines don't kick in until 2014 CreekDog Feb 2014 #106

She needs to get the money back then Lex Feb 2014 #21

You're spoiling all their fun. yardwork Feb 2014 #39

It must be true because H&R Block Lex Feb 2014 #40

I heard it on the internet so it must be true. yardwork Feb 2014 #43

This is not a new poster Marrah_G Feb 2014 #118

How is that possible? Fines don't start missingthebigdog Feb 2014 #14

I have no clue, H&R did her taxes. nt Mnemosyne Feb 2014 #18

If they told her that she owes $200 for an ACA fine, then they are either lying or incompetent. yardwork Feb 2014 #30

I was wondering that too... Recursion Feb 2014 #109

let me put this plainly: your information is incorrect, and you are spreading incorrect information alcibiades_mystery Feb 2014 #70

too wordy, just say "I have no clue." CreekDog Feb 2014 #102

Interesting post, isn't it? yardwork Feb 2014 #22

the poster warrprayer Feb 2014 #28

the nice person has either been lied to by somebody or is making stuff up or is very confused. Warren Stupidity Feb 2014 #84

That's correct. n/t PoliticAverse Feb 2014 #29

Some one has been scammed. JoePhilly Feb 2014 #42

How is that possible? Maybe you should check with your daughter. Walk away Feb 2014 #47

She was not fined under the ACA. Ms. Toad Feb 2014 #81

somebody is confused. No fines this year. Warren Stupidity Feb 2014 #83

the fine doesn't apply to people with no income, let's not believe BS ok? CreekDog Feb 2014 #99

You are probably exempt from penalty. Lex Feb 2014 #9

what's the federal poverty level... wildbilln864 Feb 2014 #25

... handmade34 Feb 2014 #32

. Lex Feb 2014 #33

$11,670 PoliticAverse Feb 2014 #37

Ive already made it on my taxes so that I break even at the end of the year with withholding. frwrfpos Feb 2014 #19

... warrprayer Feb 2014 #24

Slight correction Ms. Toad Feb 2014 #87

I dont need fucking screening by a parasitic insurance company frwrfpos Feb 2014 #90

All I said was that when you trash something, at least do it honestly Ms. Toad Feb 2014 #91

screenings are not care. frwrfpos Feb 2014 #93

Vaccinations are preventative care. Ms. Toad Feb 2014 #94

many of those vaccinations are at birth for god sake frwrfpos Feb 2014 #95

The MMR vaccine does not last forever - Ms. Toad Feb 2014 #103

Also the maximum medical debt is NOT 6350 frwrfpos Feb 2014 #100

No idea what debt you are talking about. Ms. Toad Feb 2014 #112

maybe you'd prefer to get care without getting screened first CreekDog Feb 2014 #107

fining people hundreds then thousands. boy what PR coup that will be in '16 KG Feb 2014 #27

I hate to say this warrprayer Feb 2014 #31

u r not a lone! n/t wildbilln864 Feb 2014 #38

Medicare for all is a good solution. yardwork Feb 2014 #41

I will never vote warrprayer Feb 2014 #49

you what i'm losing faith in? even if the health plan were perfect, you'd still post bad things CreekDog Feb 2014 #108

It's not like there's any Republican fingerprints on the ACA Fumesucker Feb 2014 #34

he doesn't owe a fine Lex Feb 2014 #35

The IRS has almost no ability to collect the fine. Travis_0004 Feb 2014 #36

no one has ever gone to jail warrprayer Feb 2014 #51

The ACA expressly limits the ability of the IRS to enforce it Ms. Toad Feb 2014 #88

Ask for a waiver. bravenak Feb 2014 #44

thanks I think I have a handle on it now warrprayer Feb 2014 #50

I live in a red state too, it's depressing to be a part of the have nots. bravenak Feb 2014 #57

That's what the FEMA death camps are for. Nt JoePhilly Feb 2014 #46

You finally got some accurate answers down thread dsc Feb 2014 #48

Hopefully warrprayer Feb 2014 #52

that is our most likely pick up by far dsc Feb 2014 #54

Voting is our only option warrprayer Feb 2014 #58

If you are elgible for Medicaid, but State doesn't provide it gerogie2 Feb 2014 #53

thanks warrprayer Feb 2014 #55

That was a helpful link. Thanks. ..nt TeeYiYi Feb 2014 #64

I can't speak about whether you would owe the fine, DanTex Feb 2014 #56

what is this credit warrprayer Feb 2014 #60

LOL. Hang in there! Here's hoping things get better for your situation, DanTex Feb 2014 #62

It won't hurt you to apply... TeeYiYi Feb 2014 #61

This is the kind of thing I've wondered about. ladyVet Feb 2014 #63

Did you file for ACA?... TeeYiYi Feb 2014 #69

WHY dont u go here https://www.healthcare.gov/contact-us/ and ask them leftyohiolib Feb 2014 #66

Essentially, it's an addition to your taxes. backscatter712 Feb 2014 #71

This was my understanding. nt woo me with science Feb 2014 #111

You are exempt from the fine Yo_Mama Feb 2014 #73

Text in the ACA says 2naSalit Feb 2014 #80

Just sign up treestar Feb 2014 #85

Broadly speaking.... Jeff In Milwaukee Feb 2014 #86

This message was self-deleted by its author Romulox Feb 2014 #97

Obama already waved the mandate for corporation$$$. Just poor people have to pay the fine. Romulox Feb 2014 #97

afaik, the only enforcement mechanism is the irs can reduce any refund you'd otherwise get. unblock Feb 2014 #104

My son was in the same situation catrose Feb 2014 #105

You will owe no fine, but even if you did ... frazzled Feb 2014 #113

Why don't you sign up and say your projected income is $12000/yr? You wont get penalized stevenleser Feb 2014 #117

Anyone who qualifies for expanded Medicaid, but whose state did not do it, is NOT subject to the lostincalifornia Feb 2014 #127

I apologize for having bad information. Stopped paying attention after learned could not afford the Mnemosyne Feb 2014 #134

I know you aren't a troll warrprayer Feb 2014 #137

Thank you. Mnemosyne Feb 2014 #138