General Discussion

missingthebigdog

(1,233 posts)

14. Your income is too low for you to be fined.

Mon Mar 10, 2014, 06:47 PM

Mar 2014

And consider talking to someone a little more about how deductibles work on these plans.

The plan I chose has a similar deductible, but it is basically a major medical deductible. Office visits are not subject to the deductible. Prescriptions are not subject to the deductible. All of the ACA plans require a basic level Of healthcare services be provided without charge and without deductible.
Now, a hospitalization will likely exceed the deductible. But you would owe the hospital around 7000.00 instead of 70,000.00 if you had a stroke, or were severely injured in an accident. Not small change, but manageable if you had to make payments.

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Any healthcare navigators here? [View all] Glitterati Mar 2014 OP

Yep, pretty much Warpy Mar 2014 #1

So she's just screwed? Glitterati Mar 2014 #2

Call any (responsive) representative you have...state and federal... CTyankee Mar 2014 #3

I have tried that as well Glitterati Mar 2014 #5

She's got a lot of company, too Warpy Mar 2014 #4

She DOES qualify to be on my subsidized plan Glitterati Mar 2014 #6

This is clearly insane, then Warpy Mar 2014 #8

Her job situation WILL improve, she does seasonal work Glitterati Mar 2014 #10

We ran into a similar problem scorpiogirl Mar 2014 #7

OMG, what a total clusterf**k! Glitterati Mar 2014 #9

Yes! The bureaucracy is the worst. scorpiogirl Mar 2014 #12

I just realized I have been working on this since November 1 Glitterati Mar 2014 #16

I wonder if a class action suit against the state would work in a state like Georgia where they are jwirr Mar 2014 #30

We need an attorney willing to bring this case Glitterati Mar 2014 #36

Sounds a lot like my problem and why I will not get Insurance. I'll take the fine. Cofitachequi Mar 2014 #11

Your income is too low for you to be fined. missingthebigdog Mar 2014 #14

yet, more than one third of my income cannot go to healthcare. Cofitachequi Mar 2014 #41

As written, the ACA would be providing your care virtually free. missingthebigdog Mar 2014 #43

Reaaly? On my behalf you're going to HOPE for CHANGE. Thanks. Cofitachequi Mar 2014 #44

Excuse me for trying to be nice. missingthebigdog Mar 2014 #45

My sis has been dealing with the incompetent navigators for weeks. Skip Intro Mar 2014 #13

Oh, don't I know it!!!! Glitterati Mar 2014 #15

sucks when the right wing is right. Cofitachequi Mar 2014 #42

OK, the latest from healthcare.gov Glitterati Mar 2014 #17

her income will be considered for your "shared" out-of-pocket Schema Thing Mar 2014 #18

Even if she's on a separate policy? Glitterati Mar 2014 #19

well, no, it shouldn't be considered in that case Schema Thing Mar 2014 #21

I went for a great plan - Humana Silver Glitterati Mar 2014 #23

Generally the way insurance works - Ms. Toad Mar 2014 #20

OK, that makes sense Glitterati Mar 2014 #22

The separate policy doesn't make sense to me either. Ms. Toad Mar 2014 #24

The hoop jumping is insane! Glitterati Mar 2014 #28

WHY do they have "enrollment periods" at all? It's ridiculous. LiberalEsto Mar 2014 #25

It does make sense. subterranean Mar 2014 #26

Because that is how folks game the system. While most of us pay in Hoyt Mar 2014 #27

The sad thing is Glitterati Mar 2014 #29

The problem is with the people leading your state and making decisions. bluestate10 Mar 2014 #46

Well, the FIRST thing that has to happen is for DEMs to get on the ballots Glitterati Mar 2014 #48

My 30-year-old daughter hasn't had health insurance for years LiberalEsto Mar 2014 #31

Your daughter will qualify for Medicaid Glitterati Mar 2014 #32

Thanks! That's very good news. nt LiberalEsto Mar 2014 #33

That's different, and I get it. But, there are people who think it's OK to go without and then Hoyt Mar 2014 #37

It's stupid and arbitrary Glitterati Mar 2014 #40

Enrollment periods come around every six months, so the next one should be in May. bluestate10 Mar 2014 #47

Medicaid caseworker here Puzzledtraveller Mar 2014 #34

Any idea what the delay is? Glitterati Mar 2014 #35

What state are you in? Puzzledtraveller Mar 2014 #38

Georgia n/t Glitterati Mar 2014 #39