General Discussion
In reply to the discussion: Wells Fargo caught with "how to defraud homeowners" manual. [View all]dixiegrrrrl
(60,161 posts)If you took out an original loan before 2008, the chances are excellent they forged the papers.
Who was the original lender? If Country wide, it is certain the papers were forged, cause Countrywide admitted to destorying the original papers.
Law suits have been won on the ground the original lender was the only one who could foreclose, not any assignees.
If you go to your county records, you might find that that your orginal loan was passed on other banks, and for sure Fannie Mae, but there legally there was no assignment and no fees paid for each transfer.
And you can compare your original loan documents to your foreclosure documents.
Everyone should always keep ALL original docs about a house, cause you never know when they can prove something.