General Discussion

ms.smiler

(551 posts)

30. Victor_c3, was it a MERS mortgage?

Fri Mar 14, 2014, 04:15 PM

Mar 2014

If you have the settlement sheet from that mortgage, did you pay any Yield Spread Premium?

Was the mortgage you signed “under seal?”

Who was the loan originator? What Assignments were filed in your land records? Who signed those Assignments? Wells Fargo was the foreclosing party but did they Title the property over to Fannie after the foreclosure?

Did you know that wrongful foreclosure has damages of 3 times the value of the property as does Slander of Title? Did you know that Punitive damages are 9 times actual damages?

In New York state there are numerous “foreclosure mills” who handle the foreclosure cases that involve securitized mortgages but only 1 attorney who handles legitimate foreclosure cases. That might give you an idea of how likely it is that you were wrongfully foreclosed.

If you can provide some information, I’d be delighted to comment on any indications that you should seek counsel.

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Wells Fargo caught with "how to defraud homeowners" manual. [View all] dixiegrrrrl Mar 2014 OP

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Taibbi has left RS...he can be found here: dixiegrrrrl Mar 2014 #94

Very good to know that. truedelphi Mar 2014 #96

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Yes, actually, that would certainly be a better solution for those with insatiable greed! n/t RKP5637 Mar 2014 #47

Having worked with criminals ... 1StrongBlackMan Mar 2014 #49

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okay. 1StrongBlackMan Mar 2014 #79

Asset Forfeiture of Wells Fargo Half-Century Man Mar 2014 #56

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Remember when monopolies were illegal? dotymed Mar 2014 #80

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Now hold on just a damned minute!!! bvar22 Mar 2014 #57

After allowing the previous administration's war criminals amnesty, fraud is small potatoes. Enthusiast Mar 2014 #71

Another look at the issue: dixiegrrrrl Mar 2014 #4

As your article mentions:Hedge Fund "Blackstone" is into this. Buying up houses all over country KoKo Mar 2014 #9

See the update to the OP dixiegrrrrl Mar 2014 #13

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Kick.... daleanime Mar 2014 #6

AND...Did you See This...Both Posted today: KoKo Mar 2014 #7

Thank you!!!!! dixiegrrrrl Mar 2014 #8

Congress wants to close down Fannie & Freddie...I wonder if it's because of the KoKo Mar 2014 #16

DU member Ms. Smiler is suing for fraud, to save her house. dixiegrrrrl Mar 2014 #39

I saw that post...seemed like helpful information the poster had....Good Stuff.. KoKo Mar 2014 #43

Wait, what? Moosepoop Mar 2014 #33

clipping here: dixiegrrrrl Mar 2014 #40

Thanks for the info!! Moosepoop Mar 2014 #59

a handy tip: dixiegrrrrl Mar 2014 #60

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Recommend jsr Mar 2014 #11

Throw away the fucking key malaise Mar 2014 #12

This used to be my bank. deafskeptic Mar 2014 #14

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them buying your insurance is illegal. dixiegrrrrl Mar 2014 #21

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HUGE K & R !!! - THANK YOU !!! WillyT Mar 2014 #19

I owned a house that was foreclosed on by Wells Fargo about 2012ish Victor_c3 Mar 2014 #20

You can compare your original loan papers. dixiegrrrrl Mar 2014 #24

Thanks for that Victor_c3 Mar 2014 #26

Did they foreclose for a valid reason? dixiegrrrrl Mar 2014 #32

dixiegrrrrl, I greatly value your contribution to DU, you are well informed and ms.smiler Mar 2014 #54

Point taken. dixiegrrrrl Mar 2014 #65

dixiegrrrrl, goodness, do I have a long way to go to catch up to the number of points made by you. ms.smiler Mar 2014 #85

awwwwwwww........thank you for your kind words. dixiegrrrrl Mar 2014 #95

dixiegrrrrl, I'm sure you'll remember this Salon report. ms.smiler Mar 2014 #99

Victor_c3, was it a MERS mortgage? ms.smiler Mar 2014 #30

I'm going to have to look up some information before I can answer any of these questions Victor_c3 Mar 2014 #74

Wells Fargo has a Manual and Fannie Mae has a Servicing Guide ms.smiler Mar 2014 #25

Sadly, here in my county, MERS is still foreclosing dixiegrrrrl Mar 2014 #34

the Fannie Mae gide pdf link is now blank. dixiegrrrrl Mar 2014 #36

It's archived at archive.org bananas Mar 2014 #46

Yeehaw! dixiegrrrrl Mar 2014 #48

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fine smine. they are allowed back in the gulf to drill again. Javaman Mar 2014 #76

Anybody that has had to Madmiddle Mar 2014 #31

Wells Fargo -- Sick Bastards bondwooley Mar 2014 #35

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Finally, proof. idendoit Mar 2014 #50

Don't care AnalystInParadise Mar 2014 #53

AnalystInParadise, rather than a strategic default, may I suggest a strategic Quiet Title? ms.smiler Mar 2014 #55

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