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[Zorra]

144. Insurance companies have the art of deception down through omission,

evasion, bait and switch, and fine print down to an exact science. Checking the formulary of an insurance company is not always easy, especially after you've been totally beaten down dealing with deliberately insane bureaucracies who eat up most of your spare time when you are just trying to get straight answers from them.

It took me 63 days of intense frustrating, mind numbing struggle in overcoming built in programmatic stupidity to get my insurance plan through the ACA, through no fault of my own, and once I finally got approved for a plan, I was not permitted to examine the overwhelming majority of the details of the plans available to me before I chose one.

Fortunately, I got lucky, and my plan seems to be a good one. However, they apparently deceived my optometrist into believing that they would pay for my thorough eye exam; the optometrist told me the insurance company would pay, and after the exam found out that they were not getting paid. But the optometrist was honorable, and did not require me to pay, and just ate the cost of my exam, because they acknowledged that had told me my insurance was going to cover.

People should not have to go through all this deliberately deceitful, complex maze of crap devised by profit seeking businesspeople whose job it is to rip people off in any way possible in order to receive health services and health insurance benefits.

It sucks, it's evil, and I aim to help destroy the private health insurance industry as quickly as possible by any non-violent means necessary.