General Discussion
In reply to the discussion: So let me see if I've got this straight... [View all]naturallyselected
(84 posts)In the single payer systems in both Canada and Great Britain, there are formularies of covered medications, and many medications are not covered. There are medications that must be paid for by the individual, and insurance plans exist (at least in Canada) for the express purpose of paying for drugs not covered in the national formulary. This is by no means unique to the ACA or the private insurance model in the US.
As an example, here is a link detailing the story (now a couple of years old, maybe the policy has since improved) of a young woman in Canada trying to pay for her Hodgkins lymphoma medication.
http://www.theglobeandmail.com/news/national/time-to-lead/the-cost-of-drugs-breaking-the-bank-to-stay-alive/article4263623/?page=all
Should this problem exist anywhere? That's different question - but it is not a problem unique to the American system.
For the record, I think single payer is the way to go, and I am very dissatisfied with the timid solutions in the ACA. But even a single payer answer won't necessarily solve this specific aspect.