General Discussion
In reply to the discussion: This message was self-deleted by its author [View all]magical thyme
(14,881 posts)however, I'm willing to cut people slack in the first wave of combined panic and anger when they discover something really, really bad regarding somebody really, really important to them. And when you're a writer by profession, then the screaming comes out in writing.
Certainly I refrain from blaming them or calling them foolish for making a poor choice, when choices were made under tight time constraints and were set up by the sales people to be as inscrutable as possible.
The formularies, as mentioned in several posts above, are not necessarily available for review until *after* you sign up, which makes it impossible to choose your insurer based on the formulary.
Other insurance industry "fine print" problems are surfacing, and will continue to surface. For example, I just posted about a problem with access to cancer centers. If anybody bothers to read the linked article (and of course many won't, they'll just shoot from the hip) it looks like the issue is going to be examined (and hopefully addressed) next year.