General Discussion
In reply to the discussion: My wife will get her meds [View all]theboss
(10,491 posts)In 2008, if your wife dropped off COBRA, she would not have been able to buy an individual insurance policy. At all. Because she had MS. She would either have had to find a new job with health insurance coverage and hope that it covered her meds or stayed in her current job forever and hope that it never changed its policy.
If she quit her job and not found employment within 63 days, she would never be able to get covered anywhere ever again.
Under the ACA, she can get coverage. And - in looking at the Anthem policy - she can get treatment for MS.
The issue is that she can't - at the moment - get the treatment she has been getting for MS. Which is admittedly a frustrating problem. But it is one that could potentially be solved if you follow the steps that many people here have given you.
ACA provides your wife coverage and treatment - neither of which she could receive if she had made these same decisions in 2007.
I apologize on behalf of President Obama that he could not mandate free drugs for everyone at anytime. I also apologize on behalf of President Obama for all the snow this winter.