General Discussion
In reply to the discussion: There were a whole bunch of progressives who were against the ACA [View all]Lydia Leftcoast
(48,223 posts)And that requires purchase of a commercial product that may or may not make health care affordable because of the accursed deductibles that are still allowed.
Basically, the only way you can get a low-deductible health policy (what used to be standard here, while NO deductible is the norm in most of the world), is to be so affluent that you could afford to pay out of pocket for everything non-catastrophic.
If you can't afford to pay much per month, even with the subsidy, you're stuck with such a high deductible that your policy is good ONLY if you have a catastrophic event. Routine injuries and illnesses that don't meet the deductible may take months to pay off, because no matter what, the bloodsucking insurance company is going to take 100s of $$ out of your bank account every month.
Such a deal! A customer base that is forced to buy your product, and you hardly ever have to pay out! You make money off the rich people paying huge monthly premiums, and you make money off the middle class by not giving them any benefits!