the pearl clutching going on over someone directing "fuck you" at President Obama

[pnwmom]

269. I understood why he was so fired up and I felt bad for his wife. What bothered me

was that he was repeating false statements about the ACA.

We are in the last week of sign-ups and we don't need distraught people drawing hundreds of recs who are saying things that are simply untrue.

He said that there was no point for him to consider the other 9 insurers in his state because his "friend" (some friend) told him it was a "waste of time" because insurers outside of the exchange would reject his wife because of her preexisting condition. And that is false. The rules of the ACA apply to all insurers, both inside and outside the exchanges. They can't reject you because you are sick, or charge you more, or dump you if you get sick, or set lifetime or annual limits..

And they must offer drugs in every single category of drugs -- even expensive M.S. drugs -- though they don't have to offer each competing brand or generic in that category. And there is a way to quickly appeal internally, and then externally, and there is a way to have a doctor request an exemption if you need a special medication.

At the point he posted his first, furious post, he hadn't done any of that yet, and he appeared to be giving up based on false information. I don't blame him in the slightest for being on fire because of his wife. But I didn't think the misinformation he was highlighting should go unanswered.

This is part of what he said in that first explosive thread:
http://www.democraticunderground.com/?com=view_post&forum=1002&pid=4686037

"There are ten different health insurance companies in NH. According to the independent (family friend, ally) insurance adjuster I spoke to at length this afternoon, pursuing coverage with any of them would be a waste of time. Why? Because - according to dude - the whole "You cannot deny coverage to people with pre-existing conditions" thing only applies to insurance companies within the ACA network. You heard all that shit about "Grandfathering." Well, this is that, and all of them will turn us down because they still can.

"I am in the process of running down the facts of the matter, but family friend and ally was confident enough to basically tell us not to bother. "