General Discussion
In reply to the discussion: the pearl clutching going on over someone directing "fuck you" at President Obama [View all]Egnever
(21,506 posts)The formularies are available and if your drug isnt listed in the formulary you can be fairly certain they aren't covered. There are formularies for every single health plan on the planet including single payer plans.
This is not new stuff. I think educating consumers to this is important but any one with a chronic injury for more than a year has almost certainly run into some sort of denial. There is no excuse for someone with a chronic illness not being aware of these things and ensuring when they make their health care decision they take the time to see if what they want/need is covered or to look for another plan.
We arent talking about buying a bag of popcorn here we are talking about a decision that will affect your life. millions of seniors every year go through different medicare plans to find the one that covers the drugs they take.
This is not a new situation for Will they have been dealing with this for years now.
It sucks that he didnt bother to take the time to find out if the most important drug his wife takes is covered by the plan he purchased but that isnt Obamas fault. If he was a totally healthy person just diagnosed with a chronic condition I might understand the ignorance of how insurance works. But his wife has had this condition for years now he should be well aware of how insurance works by now.
No plan covers everything not even single payer plans. If you need a certain drug you should make damn sure the plan you are buying covers it or find another plan. Wailing at Obama was totally misplaced. Formularies are not new and they are not going away.