since when does name calling and insulting = political criticism?

[frazzled]

70. Read about formularies: he screamed before he understood

They existed before the ACA, and after (though they're better, in the individual market, under ACA rules). If you have Medicare, the same restrictions on drugs exists: not all drugs are covered by Medicare Part D plans. You have to know the drugs you need and pick a plan that covers them. Not even the national health plans in Britain or Canada are free of such limitations on available drugs.

Not all drugs available to treat a certain disease have to be covered in the formulary, but the ACA requires that the policy must cover some drugs for that disease. Each plan has a different formulary. It's wise to check, if a choice is available. Failing that, the law also has an expedited means for a patient's doctor to request that the insurance cover a drug that isn't on the list, and an expedited review is now required of that request. Or, you can go to the drug company, which he did and got what he wanted in a snap.

Had he engaged one bit of research or investigation, he would have known not to start screaming like a madman at the first impediment. Rage is not healthy. Calling people foul names is disgraceful.

I could get mean, but I won't.