Our homeowners policy just dropped about 25% from last year

[MissB]

13. Credit check?

For years, I took the moral high ground and refused to allow my auto and home insurance rates to be dictated by my credit. It seemed unfair that I could possibly get lower rates just because I have good credit, when folks that have poor credit would get higher insurance rates.

That stance, by the way, cost me $1300 per year.

I'm over it.

And my house insurance dropped by over $500. Car insurance dropped more than that.

In our state, you have to opt-in to the credit check. In many states, it is automatic.