Hello, Bank, I am traveling out of state

[Ms. Toad]

53. It may be easy to rectify in your circumstances, but it has not been in mine.

I often deal with businesses which are not M-F, 9-5, and I have both US deadlines which are at midnight, and overseas clients which run on entirely different clocks. Missing a deadline (or even being delayed when racing to the regulatory entity I use) can mean differences in the range of a million dollars - even when the fees are a few hundred dollars. For business reasons, I have to have a card that functions 24x7 - not one that I can't access overnight or on weekends because that is when they felt like shutting it off.

Aside from monetary issues, when my daughter was out and about on her own in her late teens, I provided her with two things she had not had when she was always with us A cell phone, and a credit card. I wanted her to always be able to call 911 (or us) - and to buy her way to safety (a hotel room, a tank of gas, transportation home, etc.). So randomly shutting off that ticket to a safe place or a way home is not something I consider trivial. It is completely unacceptable to put my (or my clients') financial matters - or my daughter's safety - at risk for no reason at all (like the suddenly "suspicious" activity of charging meal #3651 in 3651 days at the same restaurant (same company - my bosses' card), charging two computers after calling and informing the credit card in advance I would be doing just that, taking the 13th trip in a year to a location I had been to already 4 times that year, and so on).

My card has been shut off at least a dozen times, and NEVER for any real suspicious activity, or for any activity that is out of the ordinary based on the preceding year's charges - and I don't need a nanny tending my purchases.