General Discussion

Art_from_Ark

(27,247 posts)

196. And where are you going to find that 3.5% interest?

Reply to Lonusca (Reply #188)

Thu Apr 24, 2014, 01:32 AM

Apr 2014

Most long-term CDs offer much less than 1% interest these days.

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

338 replies

= new reply since forum marked as read

Highlight:

Do you have 1 million saved for retirement? May not be enough. [View all] leftyladyfrommo Apr 2014 OP

You need to have your retirement savings automatically deducted from your paycheck. badtoworse Apr 2014 #1

And if your paycheck would run short of expenses before that deduction, then what. hobbit709 Apr 2014 #3

Then you cut expenses. badtoworse Apr 2014 #10

Tell that to someone making $10/hr and not getting 40 hrs a week. hobbit709 Apr 2014 #13

^^This^^ Gormy Cuss Apr 2014 #21

I don't think they are speaking to that person joeglow3 Apr 2014 #47

I remember all during the 80's, 90's, 00's Skittles Apr 2014 #122

Exactly... sendero Apr 2014 #268

sad thing is, it was much easier to save back then Skittles Apr 2014 #273

40k on the east coast is nothing. phil89 Apr 2014 #327

This is why there should be mandatory pensions. You hire someone, you contribute to their pension. stevenleser Apr 2014 #116

How many people get the luxury of 30 years in one place? Ruby the Liberal Apr 2014 #157

I agree, which is why the pensions should not be tied to the employer and completely portable. nt stevenleser Apr 2014 #174

Neither are check-to-check expenses Orrex Apr 2014 #19

Scold? badtoworse Apr 2014 #44

Really? Orrex Apr 2014 #52

You're right. I should only post to the least common denominator badtoworse Apr 2014 #63

It's not your message; it's your delivery Orrex Apr 2014 #70

+1,000. HughBeaumont Apr 2014 #73

What makes you think I've never had any setbacks? badtoworse Apr 2014 #86

Your utter lack of empathy suggests that you have learned nothing from your setbacks Orrex Apr 2014 #93

I said people need to save for their own retirement and I laid out a workable strategy. badtoworse Apr 2014 #81

Your advice is simply and literally impossible for a great many people Orrex Apr 2014 #85

Every situation is different. badtoworse Apr 2014 #94

Do you live in reality? Orrex Apr 2014 #95

We see reality very differently. I don't look at things from a "can't do" standpoint. badtoworse Apr 2014 #97

You're right. meaculpa2011 Apr 2014 #200

Thank you! badtoworse Apr 2014 #203

The neighborhood bookie gave me good advice. meaculpa2011 Apr 2014 #216

I don't plan to fully retire either, even though I could. badtoworse Apr 2014 #222

On an unrelated topic... meaculpa2011 Apr 2014 #241

Solar has gotten a lot less expensive and is worth looking into. badtoworse Apr 2014 #242

Yes. Thanks... meaculpa2011 Apr 2014 #245

One last thing - look at the performance guarantee badtoworse Apr 2014 #246

So you're... what? Low 70s? Upper 60s? Orrex Apr 2014 #226

63. You've convinced me. Surrender... there's no hope. nt meaculpa2011 Apr 2014 #230

Oh, well, OK then .... oldhippie Apr 2014 #104

a "great many people" or a "huge majority of people"? hfojvt Apr 2014 #178

As noted elsewhere in the thread, 76% live paycheck-to-paycheck Orrex Apr 2014 #181

76% is kind of a meaningless figure hfojvt Apr 2014 #232

The onus shouldn't be solely on the individual. The govt and employers should be helping... Violet_Crumble Apr 2014 #139

You're probably Australian. I like the approach they use. badtoworse Apr 2014 #162

I like how you think that people don't understand their situations Orrex Apr 2014 #169

why should it be a few extra thousand a month? hfojvt Apr 2014 #180

$10 X 52 weeks X 20 years is $10400 Orrex Apr 2014 #183

From compound interest Lonusca Apr 2014 #188

Ah. Yeah, I guess that's right. Doh. Orrex Apr 2014 #190

And where are you going to find that 3.5% interest? Art_from_Ark Apr 2014 #196

Then look elsewhere than CDs. Lonusca Apr 2014 #218

Yes, I know what you were replying to Art_from_Ark Apr 2014 #279

yeah, I way over-estimated that rate of return hfojvt Apr 2014 #238

yeah, savings accounts have a negative return these days hfojvt Apr 2014 #235

My objection was off-base. Orrex Apr 2014 #236

$15000 as a retirement fund is better than nothing? Squinch Apr 2014 #281

It isn't validating a do nothing approach. It is pointing out reality. kcr Apr 2014 #194

My post was about how to deal with the status quo which isn't likely to change anytime soon. badtoworse Apr 2014 #199

Just get up out of that wheelchair and walk! kcr Apr 2014 #225

So what's your approach? badtoworse Apr 2014 #227

Bring back our middle class. kcr Apr 2014 #233

Sounds great. I hope it happens. badtoworse Apr 2014 #240

You are repeatedly implying a false dichotomy Orrex Apr 2014 #237

It's an internet discussion board. Nobody's obligated to do anything. badtoworse Apr 2014 #243

Here are the alternatives: Orrex Apr 2014 #244

My solutions say to the employers "quit fucking your employees." badtoworse Apr 2014 #247

What would a pension look like today and in the future? Lonusca Apr 2014 #248

It's not basically a 401K kcr Apr 2014 #254

You're missing the big picture. Orrex Apr 2014 #257

Who did I berate? Lonusca Apr 2014 #292

You do realize you jumped into another conversation? kcr Apr 2014 #299

Thats fine - didn't sound like they were in response to me Lonusca Apr 2014 #302

You might want to google "pension" and "401K" so you can stop saying that a "future pension" Squinch Apr 2014 #280

Thats not what I am saying Lonusca Apr 2014 #293

A pension looks like a pension. Hence the name. If it isn't a pension, um, it isn't a pension. Squinch Apr 2014 #307

I'll try again Lonusca Apr 2014 #322

If you mean the RETIREMENT options, there are none that are secure, and that is the problem. Squinch Apr 2014 #323

I wish we were one of those countries too Lonusca Apr 2014 #329

Arrogance. Matariki Apr 2014 #32

What would you suggest they do? badtoworse Apr 2014 #45

Heh heh heh . . . winning hearts and minds just like you know how, huh? HughBeaumont Apr 2014 #72

Where did I say it was easy? I said it's not discretionary. badtoworse Apr 2014 #78

The financial planning industry is loaded with over-assuming brightsiders . . . HughBeaumont Apr 2014 #96

I've never had any luck trying to time the market. badtoworse Apr 2014 #158

Even if you manage to put away enough, you have to figure in losing it all once or twice Squinch Apr 2014 #98

You're 100% right - there are no guarantees in life. badtoworse Apr 2014 #166

With knowledge and prudence and a cushion of discretionary income Orrex Apr 2014 #170

Even with all three of these, it is very possible that you will not be able to save Squinch Apr 2014 #202

No no no, you've got it all wrong Orrex Apr 2014 #206

Right? Squinch Apr 2014 #258

Damn that sucks. Orrex Apr 2014 #260

And, really, you can trace that whole Lehman collapse - with all the ruination of the Squinch Apr 2014 #265

I guess that's your fault and mine, too (nt) Orrex Apr 2014 #276

Well, we didn't see the future, and we didn't stop something over which we have no influence, so Squinch Apr 2014 #278

And even if they do all these things during all the years of their working life that they Squinch Apr 2014 #201

Actually, I've been in the game for well over 30 years. badtoworse Apr 2014 #205

What is discretionary than you suggest cutting? demwing Apr 2014 #111

LOL! SammyWinstonJack Apr 2014 #149

76% of Americans are living paycheck-to-paycheck OhioChick Apr 2014 #171

Very bad numbers. You're making my point - people need to save. badtoworse Apr 2014 #172

When people can't afford to feed their kids, how are they going to save for retirement? OhioChick Apr 2014 #175

I don't want to go through this again. badtoworse Apr 2014 #176

Living paycheck to paycheck pipoman Apr 2014 #204

They're using a curious definition of "living paycheck to paycheck". sl8 Apr 2014 #207

I did that. Then the stock market crashed twice leftyladyfrommo Apr 2014 #4

That sounds like us. Skidmore Apr 2014 #127

That's how I do it, and it's working perfectly. Jgarrick Apr 2014 #5

I really hope that works for you. leftyladyfrommo Apr 2014 #14

I work for the post office, so I'm not about to be forced out of my job. Jgarrick Apr 2014 #24

Yes, you've praised your foresight before. Orrex Apr 2014 #31

As I recall, this makes it two threads wherein I've chimed in on this subject. Jgarrick Apr 2014 #37

It's crass to praise yourself for being the beneficiary of good fortune. Orrex Apr 2014 #42

Of what "good fortune" have I been the beneficiary? Jgarrick Apr 2014 #83

I don't care what you do with your sleeve Orrex Apr 2014 #90

I think we both know the real answer ...... oldhippie Apr 2014 #107

Saying that you have planned well, ... oldhippie Apr 2014 #57

It's the smug condescension that makes your advice so valuable Orrex Apr 2014 #62

Ok, I'll change my advice to something better ...... oldhippie Apr 2014 #110

Well, you haven't given any advice other than "have a better job" Orrex Apr 2014 #132

I just gave you my wisdom ...... oldhippie Apr 2014 #156

You probably think that passes for witty snark Orrex Apr 2014 #164

So everyone... sendero Apr 2014 #297

And people with beliefs like yours are killng this country. kcr Apr 2014 #303

Well.... sendero Apr 2014 #304

They vote Republican kcr Apr 2014 #328

OMG! SammyWinstonJack Apr 2014 #152

So what are your suggestions .... oldhippie Apr 2014 #153

You planned well and made good decisions? That *must* have been because of luck! Jgarrick Apr 2014 #64

Very progressive of you. Orrex Apr 2014 #75

What "fortuitous opportunites" lead me to choose a secure career and set aside a significant portion Jgarrick Apr 2014 #80

The fact that you have had enough income to set aside a significant portion, for starters Orrex Apr 2014 #91

It's the standard right wing personal TBF Apr 2014 #177

I agree 100% (nt) Orrex Apr 2014 #182

What is this marvelous thing called a "pension"... StandingInLeftField Apr 2014 #48

No kidding - TBF Apr 2014 #179

You do realize that they are working to steal your pension? Live and Learn Apr 2014 #294

and people will never agree to raise taxes Skittles Apr 2014 #314

Who said anything about raising taxes? Live and Learn Apr 2014 #330

you think anyone trusts the government now? Skittles Apr 2014 #332

I don't know that they can't steal the part that was paid in. Didn't those cops and firefighters Squinch Apr 2014 #325

LOL, ok. nt Logical Apr 2014 #155

I don't think 401k's should allow for early withdrawals under any circumstances. Nye Bevan Apr 2014 #8

I agree. badtoworse Apr 2014 #11

While I agree with you in principal Sherman A1 Apr 2014 #15

You also need liquid savings to carry you through such a situation. badtoworse Apr 2014 #16

Also stretch your monthly budget with unicorn meat and rainbows. eShirl Apr 2014 #27

If only we didn't need to eat. n/t leftyladyfrommo Apr 2014 #34

Brilliant!! That could be a viable savings plan. closeupready Apr 2014 #58

^^Magnificent Orrex Apr 2014 #43

And, spend your weekends hunting leprechauns for their pot of gold. herding cats Apr 2014 #50

Even if you do catch a leprechaun, this is all you can expect to get from him Art_from_Ark Apr 2014 #197

Feckin' leprechauns. No money AND diabetes. Squinch Apr 2014 #324

Post love. Starry Messenger Apr 2014 #53

Dig up an oil well in your back yard. closeupready Apr 2014 #59

If you can be shootin' at some food at the same time, well that's just a win-win right there. Arugula Latte Apr 2014 #65

this brings up one of my favorite poems eShirl Apr 2014 #112

Moving poetry. closeupready Apr 2014 #114

I've managed to save 2 million for retirement over the years. Gormy Cuss Apr 2014 #66

. Squinch Apr 2014 #283

That's a stronger currency than bitcoin, at least Orrex Apr 2014 #290

If you are over 50 you need enough to cover 15 years. leftyladyfrommo Apr 2014 #33

You are likely to live a lot longer than 15 years. If you are 50 when you retire, Squinch Apr 2014 #284

I ws figuring on SS at 65. leftyladyfrommo Apr 2014 #298

I am under 55, so I am afraid of what they will do with SS for people my age. I don't Squinch Apr 2014 #308

Yes, Sherman A1 Apr 2014 #49

Yea. That's the elephant in the room. leftyladyfrommo Apr 2014 #20

And sadly, that is the worst time to be saving joeglow3 Apr 2014 #51

Well, thanks to hyper-inflated student loans, many people no longer have that option Orrex Apr 2014 #54

There is no solution that works for 100% of the population joeglow3 Apr 2014 #55

Broadly speaking, I am less sympathetic to the financial plights of the financially secure Orrex Apr 2014 #61

But those people are taking money from the poor joeglow3 Apr 2014 #191

I agree forthemiddle Apr 2014 #22

Disagree. Adrahil Apr 2014 #87

What about someone who loses their job and needs to money to live? oneofthe99 Apr 2014 #131

I think people CAN save hfojvt Apr 2014 #150

Reasons like medications, food, utilities LanternWaste Apr 2014 #231

25% of Americans make less than $25K a year. You can't save on $25K a year. Squinch Apr 2014 #285

What about the other 75%? hfojvt Apr 2014 #301

Some of those have children and make 40K. Some make 50K or 70K and had an illness, for Squinch Apr 2014 #309

What is this "paycheck" of which you speak of? Revanchist Apr 2014 #220

Good luck, then. I hope you find one soon. badtoworse Apr 2014 #221

My retirement plan is to work until I am dead Marrah_G Apr 2014 #2

I'm trying to figure out a good way "out" when I can't leftyladyfrommo Apr 2014 #7

don't forget the Golden Girls option Skittles Apr 2014 #120

You're in good company Orrex Apr 2014 #23

That used to be my plan Capt. Obvious Apr 2014 #46

Mine, too. I expect to someday be found slumped over my keyboard in my cubicle. scarletwoman Apr 2014 #184

I am going to retire in India or Thailand. dilby Apr 2014 #6

That is a sad commentary on old age in America. leftyladyfrommo Apr 2014 #9

You don't have to leave the country. dilby Apr 2014 #12

But keep in mind that Medicare won't cover you outside the US spooky3 Apr 2014 #84

well shanti Apr 2014 #252

and be physically able then to fly spooky3 Apr 2014 #277

I have $342.00 chrisstopher Apr 2014 #17

I don't think you are alone. leftyladyfrommo Apr 2014 #18

Additionally... Orrex Apr 2014 #28

Exactly abelenkpe Apr 2014 #30

Save tax deferred in an IRA. n/t beaglelover Apr 2014 #126

IRAs are nice abelenkpe Apr 2014 #140

$5000 is better than saving nothing. n/t beaglelover Apr 2014 #144

True. abelenkpe Apr 2014 #147

a one time $5k investment in Johnson and Johnson aznativ Apr 2014 #255

Awesome. Now tell us which $5000 investment in 2014 will look like that in 2044. Orrex Apr 2014 #256

Beats me, but aznativ Apr 2014 #259

That's the "anything is better than nothing" delusion Orrex Apr 2014 #262

My response wasnt based on whether or not you aznativ Apr 2014 #264

you realize that return aznativ Apr 2014 #261

So pick the next one. Orrex Apr 2014 #263

JNJ, HD, WTR, FLS, SCCO, PFE, APPL, DDD, WY, WMT, T, GOOGL, ... aznativ Apr 2014 #266

Who said ANYTHING about getting people set? HangOnKids Apr 2014 #270

I sure didnt say anything about getting anyone set aznativ Apr 2014 #271

Here you go HangOnKids Apr 2014 #272

hmm yea I suppose aznativ Apr 2014 #275

And then, magically, don't lose half of it when the assholes tank the economy on a regular basis. Squinch Apr 2014 #286

They are told by people who have the good fortune of a state or government pension oneofthe99 Apr 2014 #130

Aren't most retirement homes paid for by Medicare/Medicaid? I have two grandparents in cbdo2007 Apr 2014 #25

Medicare does not pay for long term care exboyfil Apr 2014 #39

No. Medicare pays nothing for custodial care. They only pay if skilled nursing is needed as part yellowcanine Apr 2014 #41

After my aunt died four years ago mnhtnbb Apr 2014 #26

My mother had to be made a ward of the state leftyladyfrommo Apr 2014 #35

Sounds like my grandmother exboyfil Apr 2014 #40

I grew up near the Rose Bowl PasadenaTrudy Apr 2014 #105

I loved my aunt/uncle's house. It was on the mnhtnbb Apr 2014 #138

Our house PasadenaTrudy Apr 2014 #142

Sounds like walking distance between the two! mnhtnbb Apr 2014 #146

I was told I would need $2 million back in 1987 Auggie Apr 2014 #29

Most of my friends are single women leftyladyfrommo Apr 2014 #38

That's me... PasadenaTrudy Apr 2014 #106

I started working full time in 1970 leftyladyfrommo Apr 2014 #300

Yep... PasadenaTrudy Apr 2014 #306

I'd like to have $5MM for retirement taught_me_patience Apr 2014 #36

I'd like to have a boyfriend named Gunter, but that ain't happening for me either. Squinch Apr 2014 #100

You are not going to get 30% exboyfil Apr 2014 #103

Leverage taught_me_patience Apr 2014 #219

Leverage works both ways - you can also be wiped out. badtoworse Apr 2014 #223

An active investor has a better chance exboyfil Apr 2014 #228

I don't trade at all. Leverage happens everywhere not just trading stocks taught_me_patience Apr 2014 #229

You know that was exactly the plan of many Squinch Apr 2014 #331

I've noticed there is a growing industry around retirement communities with 'services.' Sunlei Apr 2014 #56

"So quick, send all your money to Wall Street immediately!" moondust Apr 2014 #60

HAHAHAHA, a million bucks...snort DiverDave Apr 2014 #67

Meanwhile 50 somethings are moving back in with their parents. pa28 Apr 2014 #68

Well, gee, why didn't they just tuck away a couple k from every paycheck? Arugula Latte Apr 2014 #69

Obviously they can't. pa28 Apr 2014 #71

I get the impression that a lot of those saying that, or those Squinch Apr 2014 #101

Right. Also, they don't realize that a lot of people make minimum wage or not much more Arugula Latte Apr 2014 #102

And the numbers of those people are growing all the time. Squinch Apr 2014 #108

Or medical costs. leftyladyfrommo Apr 2014 #208

it's like the 40% of Federal money recipients who don't realize where it's coming from MisterP Apr 2014 #82

That is if you live long enough to hit retirement age. Xyzse Apr 2014 #74

I'm hoping PasadenaTrudy Apr 2014 #109

I can understand that. Xyzse Apr 2014 #113

That sounds cool! PasadenaTrudy Apr 2014 #143

Retire? liberal N proud Apr 2014 #76

Older boomers are in the worst shape Warpy Apr 2014 #77

actually, younger boomers and Gen X are worse off Skittles Apr 2014 #117

Xers still have earning years left Warpy Apr 2014 #124

I'm not sure why you say this. I'm 64, retired teacher with a life-long pension and S.S. And WinkyDink Apr 2014 #167

How nice for you, I'm sure Warpy Apr 2014 #195

I'm not sure you are speaking of "older Baby Boomers" here, say, those born 1945-50. But you know WinkyDink Apr 2014 #198

I/ve noticed that there are a whole lot of older folks working leftyladyfrommo Apr 2014 #209

I haven't seen a kid working in a convenience store around here Warpy Apr 2014 #211

Hi Warpy: leftyladyfrommo Apr 2014 #213

That's how I feel about it Warpy Apr 2014 #215

I inherited some too. leftyladyfrommo Apr 2014 #217

How the hell can you save a million bucks if... GoCubsGo Apr 2014 #79

Good luck to you! Adrahil Apr 2014 #88

Thank you. n/t GoCubsGo Apr 2014 #89

I was forced into retirement in 2010. RebelOne Apr 2014 #92

I'll never be able to retire bigwillq Apr 2014 #99

I used to say that, too. But, trust me, you don't. CTyankee Apr 2014 #133

I'm not saying that. bigwillq Apr 2014 #135

Oh, sorry. That wasn't my intent. I am very sympathetic about your situation. CTyankee Apr 2014 #148

Thank you. bigwillq Apr 2014 #189

Even a lot of education doesn't matter these days. leftyladyfrommo Apr 2014 #210

Upon giving it a little more thought, .... oldhippie Apr 2014 #115

Tragically, without a sarcasm symbol many will take your comment at face value, thinking, "Dude!" Jgarrick Apr 2014 #125

Actually, I'm more than halfway serious ...... oldhippie Apr 2014 #159

The young have the advantage here. karadax Apr 2014 #118

I'm of a generation that is never going to be able to retire tabbycat31 Apr 2014 #119

I'm about to turn 50 beaglelover Apr 2014 #121

lol HangOnKids Apr 2014 #224

We are among the fortunate few. phylny Apr 2014 #123

Your husband survived those downsizings because..... beaglelover Apr 2014 #134

beaglelover, you are correct. phylny Apr 2014 #173

Being a good worker doesn't protect you from layoffs any more. leftyladyfrommo Apr 2014 #212

Tons of people lost their jobs when Lehman Brothers collapsed. My Good Babushka Apr 2014 #251

70% of Americans have less than $35,000 saved when they retire Corruption Inc Apr 2014 #128

Back in the day we had unions and things called Defined Benefit Pension Plans doc03 Apr 2014 #129

lol...let's just hope you don't end up as one of the people who loses their pension... cbdo2007 Apr 2014 #249

We have the same dilemma there, the 1% is dumping the DB pension plans doc03 Apr 2014 #287

its the only thing that's kept me in the military qazplm Apr 2014 #136

my son also has a governmental job as a senior prosecutor in Brooklyn, NY. CTyankee Apr 2014 #151

What world are these people living in??? This is the canary in the mine. Raven Apr 2014 #137

+1 n/t PasadenaTrudy Apr 2014 #145

Agreed. They write shit like this because we let them. RagAss Apr 2014 #186

I'm so thankful for my husband's union pension. Blue_In_AK Apr 2014 #141

If even a fifth of US citizens are up shit creek at age 60, that's scandalous DFW Apr 2014 #154

Maybe the whole concept of retirement needs to be re-thought ... oldhippie Apr 2014 #160

Work until you die? Maybe if I were monarch somewhere. WinkyDink Apr 2014 #165

But so are a lot of things, like universal medical insurance DFW Apr 2014 #168

Not working through your childhood is a new concept too. nt LeftyMom Apr 2014 #193

It probably does. leftyladyfrommo Apr 2014 #214

There aren't even enough jobs for all the younger people gollygee Apr 2014 #295

We're seeing the realities of this already hit a generation fujiyama Apr 2014 #161

Hahahaha! Our COUNTY home = OVER $8,000/month!! FACT. I just paid them. WinkyDink Apr 2014 #163

I Would Expect an Article Like That On the Road Apr 2014 #185

I'm set for six weeks. rug Apr 2014 #187

What planet do these people live on? Can I move there? It sounds like the wages are awesome. LeftyMom Apr 2014 #192

$375/month? It depends on your rate of return FreeJoe Apr 2014 #234

does that include the stock market crashes? Skittles Apr 2014 #274

I didn't say anything about stocks FreeJoe Apr 2014 #311

We've had major downturns in the stock market a number of times Squinch Apr 2014 #288

There is no loss Lurker Deluxe Apr 2014 #305

If you are not contributing when the market falls, you lose. Squinch Apr 2014 #310

I'm not sure I follow you FreeJoe Apr 2014 #312

When the market comes back, you are still at a loss. Squinch Apr 2014 #313

OK, now I understand your point. I think. FreeJoe Apr 2014 #318

There is really no alternative but the stock market Squinch Apr 2014 #320

Completely false Lurker Deluxe Apr 2014 #315

I worked for a mutual fund company in the 00s, through 2 major crashes Orrex Apr 2014 #316

Yes. That scolding was cute. Especially given the error of his argument. Squinch Apr 2014 #321

I had a great weekend, hope you did as well Lurker Deluxe Apr 2014 #333

I am sorry, but you are wrong. Look at a single share: Squinch Apr 2014 #319

Crazy Lurker Deluxe Apr 2014 #334

I believe the post you originally responded to and said, "You are totally wrong!" gave a Squinch Apr 2014 #335

Must be nice, I will never be able to retire. Rex Apr 2014 #239

It has taken me over 20 years to gross $100K DotGone Apr 2014 #250

It wouldn't be easy, but it's not out of the realm of possibility badtoworse Apr 2014 #253

You misunderstood DotGone Apr 2014 #289

Sorry for the misunderstanding. I sincerely hope the situation improves for you. badtoworse Apr 2014 #296

Why are you making only 5k/year? n/t taught_me_patience Apr 2014 #291

I have 401K.... musical_soul Apr 2014 #267

Except for the benefit of tax break for 401k contributions, stuffing money in a mattress... Silent3 Apr 2014 #269

Yes. And I know it may not be enough. MissB Apr 2014 #282

Having watched just how much the prices of things have adjusted in a mere 30 years... Shandris Apr 2014 #317

Did anyone in this thread see the Frontline on funding retirement? It was REALLY interesting. Squinch Apr 2014 #326

My retirements are worth about that madville Apr 2014 #336

Great advice. bluedigger Apr 2014 #337

I expect many of us will be moving south of the border Auggie Apr 2014 #338