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Warpy

(114,525 posts)

4. It means the insurance won't kick in unless you get really, really sick

Sat Apr 26, 2014, 02:01 PM

Apr 2014

and that you're responsible for the first $3000 in costs. You'll get one physical exam a year before the deductible kicks in to make sure you're not getting really, really sick.

It's not great, those deductibles were set by a bunch of rich men and they're too high for people who work for the shit wages they're paying now. It just means if you get horribly sick, you won't be in debt for the rest of your life if you want to live through it.

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Message auto-removed [View all] Name removed Apr 2014 OP

this: elleng Apr 2014 #1

It's the amount you have to pay, and insurance pays anything above that. arcane1 Apr 2014 #2

Message auto-removed Name removed Apr 2014 #6

It's essentially your out of pocket expenses before the Ins starts to pay... Wounded Bear Apr 2014 #3

It means the insurance won't kick in unless you get really, really sick Warpy Apr 2014 #4

You don't have to be really, really sick YarnAddict Apr 2014 #5

Depends on how you define it Warpy Apr 2014 #7

What about diagnostic tests? YarnAddict Apr 2014 #14

Message auto-removed Name removed Apr 2014 #9

I was uninsured for 26 years and it was no damned fun Warpy Apr 2014 #12

You said you got one OKNancy Apr 2014 #13

Message auto-removed Name removed Apr 2014 #15

With the implementation of the ACA you have to be a little careful..... Swede Atlanta Apr 2014 #8

Message auto-removed Name removed Apr 2014 #10

Check the coverages for everything marlakay Apr 2014 #11