The Savage Arithmetic of the Pre-Existing Condition

[Uben]

37. I know first hand.......

My wife got cancer in 2002. Our premiums for our private policy went from $600/mo to $2100/mo in the ensuing years. $25K/yr in premiums isn't something the average American can do, but fortunately, we could. It took sacrifice, of course, but we kept paying the premiums because we knew there was no cure for breast cancer. Then, in December of last year, it came back. She died last month, succumbing to the chemotherapy....it was just too much for her body to handle.

We were lucky to have been able to afford the outrageous premiums because without the insurance, we would be out several hundred thousand dollars. That would have bankrupted even some well off folks. It isn't fair or right. Every American should have hope when disease strikes, without the worry of bankruptcy. But they don't, and why? Greed.

My premiums are now $900/mo+. I am 57, in good health, and the only thing I have ever been hospitalized for is a broken leg in 2005.
So, I am gonna shop around for a better deal. The insurance industry is no more than a legal organized scam created by congress and the lobbyists designed to bilk people's money to pay people who do nothing but be a middle man.