Debt Collectors Have Figured Out A Way To Seize Your Wages And Savings

[liberalhistorian]

16. Debt collectrolls have pulled

this shit for years, but mostly under the radar. They're not doing it more overtly and in sufficient numbers to have their illegal and bullshit tactics recognized and fought. Filing and serving suits under old addresses, knowing full well that those are old addresses, so that they can then claim that they "made every attempt" to serve the person when the person doesn't show up, is an old trick that's just gotten dusted off and used much more frequently. And it pisses me off that more judges don't see through this shit and don't require more evidence and documentation from the collectrolls that they did, in fact, have the right address and information.

And debt buyers who go after the wrong people for debts, or who go after debts that have already been paid but, since they're old, people likely no longer have proof of it, is also an old trick that's being used more frequently and overtly. Again, judges need to get more aggressive with these fuckers and start requiring more evidence and documentation instead of just rubber-stamping their shit.

And people need to get educated on the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Act (FDCA) so that they know their rights and can fight back against these fuckers. They count on people not knowing their rights so that they can then scare them and people won't fight back. The more you know, the more you can fight back against these fuckers.