General Discussion

hamsterjill

(17,604 posts)

20. I know they will.

Mon Jun 2, 2014, 01:26 PM

Jun 2014

There is something very wrong with this industry not being regulated to where they cannot act illegally.

And, as you indicate, this is EXACTLY how they get away with their crappola. They "sell" the debt over and over. So if you send notice to one company, they just change the name on the letterhead and start the process all over again. An attorney told me to address this issue on the letters that I've sent stating that they are not to contact me, and that helped to a small degree.

It's been TWENTY-EIGHT YEARS since I got divorced. If it wasn't so frightening, it would be laughable.

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Debt Collectors Have Figured Out A Way To Seize Your Wages And Savings [View all] mfcorey1 Jun 2014 OP

i think companies are selling "debts" to companies, and these new owners of the debt, go immediately Leme Jun 2014 #1

Can companies sell their debt and still have a judgement against you? I'm curious because I paid maddiemom Jun 2014 #29

Something off about this story yeoman6987 Jun 2014 #32

I had it happen to me malokvale77 Jun 2014 #2

Get a lawyer. Now. NT Adrahil Jun 2014 #3

I forgot to mention malokvale77 Jun 2014 #4

Ahhh... Glad to hear the bad guy got got. But "judgement proof?" Adrahil Jun 2014 #7

It means ... malokvale77 Jun 2014 #10

If you have anything that you want to leave to Ilsa Jun 2014 #18

My affairs are in order malokvale77 Jun 2014 #43

And won't that still affect any future credit applications? Even in normal circumstances, maddiemom Jun 2014 #25

See a lawyer right away even if you think you are "judgment proof." JDPriestly Jun 2014 #9

Get a lawyer. Also, if you live near where the judgment was entered, go get a copy of the file Shrike47 Jun 2014 #5

A debt collector filed against me and "couldn't find me" to serve me. moriah Jun 2014 #6

"Constructively served"?? lark Jun 2014 #26

Arkansas, and debt collection lawsuits are civil suits. moriah Jun 2014 #30

I've been a victim of this tactic. dballance Jun 2014 #8

I think they enjoy harassing people just because they can eom catrose Jun 2014 #11

Absolutely. hamsterjill Jun 2014 #15

I don't know how they do it, but they'll get your mobile number too. Flatulo Jun 2014 #19

I know they will. hamsterjill Jun 2014 #20

The process usually goes on until the debt is worth so Flatulo Jun 2014 #21

If corps seem to have disproportionate power, it's the financial corps that have the most ... eppur_se_muova Jun 2014 #12

Cogent summary of what's wrong with the current political landscape klook Jun 2014 #23

Seems like reform is needed to ensure summons is received. berni_mccoy Jun 2014 #13

money grubbing heaven05 Jun 2014 #14

Debt collectrolls have pulled liberalhistorian Jun 2014 #16

These guys BOUGHT the judges to rubber stamp these things by the stack. Spitfire of ATJ Jun 2014 #27

your scum sucking democrat and republican elected officials make this possible. nt msongs Jun 2014 #17

Jury results. stone space Jun 2014 #28

Any scum sucking lawyer or judge that allows this kind of abuse doesn't deserve the proper title seveneyes Jun 2014 #41

This message was self-deleted by its author SomeGuyInEagan Jun 2014 #35

If you are being harassed. ctsnowman Jun 2014 #22

Facts lark Jun 2014 #24

Also, check the debt collection laws in your state. moriah Jun 2014 #31

Good luck lark Jun 2014 #34

One correction about notice to you (the defendant and alleged debtor). Jim Lane Jun 2014 #37

You are right about the substitute service. lark Jun 2014 #38

Perjurious affidavits of service are called "sewer service" Jim Lane Jun 2014 #44

Don't like the debt buying industry at all. lark Jun 2014 #45

Had one of those bottom feeder agencies call my wife and threaten to garnish her wages. hobbit709 Jun 2014 #33

Yep. Expect prison time soon for (real or imagined) debt. SomeGuyInEagan Jun 2014 #36

How can this happen when we have a Democratic Administration to protect us from this absurdity? seveneyes Jun 2014 #39

"Sewer Service" isn't unique to debt collection Sen. Walter Sobchak Jun 2014 #40

The website below is a Godsend for all questions on this subject. winstars Jun 2014 #42