Debt Collectors Have Figured Out A Way To Seize Your Wages And Savings

[lark]

24. Facts

1 - This isn't a new practice. Sears & Citibank have been doing this forever, probably a lot of others too.
2 - You have to be personally served with the complaint before the hearing can be filed.
3 - If you show up at the hearing, you can dispute the case and the judge will set a continuance to review new evidence. If you bring sufficient evidence with you, and the plaintiff doesn't dispute the evidence, the court can rule in your favor on the spot.
4 - If you show up at the hearing and present evidence of financial hardship the judges usually reduce the amount due and allow very small payments, even if the creditor disagrees.

If you show up, you often win.