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In reply to the discussion: It time to put an end to the GOP talking point repeated here on DU again and again. [View all]JoePhilly
(27,787 posts)Also ... your math does not work out.
After your car accident or heart attack, you get treated. That costs money. You claim that you have assets that they will take from you. Perhaps. But do those assets actually cover all the costs?
In many cases no. I have a 27 year old nephew in law. He had a low paying job, no insurance, no assets. He crashed his motorcycle, broke both legs, spent 3 months in the hospital. He has no assets to take. The hospital will eat that cost and write it off as a loss. Which gets passed back to the rest of us.
As for your point about people with insurance going bankrupt ... you are correct ... now think about why ... the reason that could happen before is that insurance companies could kick you off their plan when you got sick, hit the lifetime maximum, or if you had a pre-existing conditions ... that's one of the critical parts of the ACA ... to NOT allow insurers to do any of those things going forward, thus stoping such bankruptcies.