General Discussion
In reply to the discussion: If ACA mandates are upheld, we won't get Medicare-for-All and better health care for a generation. [View all]bluestate10
(10,942 posts)Insurance companies rely on statistics. A web based company can be set up where americans can buy insurance policies from and pay premiums to a company that is owned by them and exists to serve their needs. Americans in each state can band together to apply for and get state insurance liscenses for the web based company. Administrative costs for the company can be held to a bare minimum, no million or half million dollar salaries for executives. No campaign contributions from the web company to politicians. No sponsorship of football or baseball stadiums.
Most people that buy health insurance never need it for anything but routine care. A web company would be a way to cut out for profit insurance companies and insure that people that do have catastropic health care needs get their treatment funded properly.