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Orrex

(67,084 posts)
21. That's a cruel and false dichotomy
Wed Aug 6, 2014, 02:06 PM
Aug 2014
Either people are stupid or think laws don't apply to them
Perhaps you can take a moment to pause in shitting all over this grieving family to tell us why you think they must be stupid or must think that the laws don't apply to them?

I think it's entirely possible that they simply didn't anticipate that their child would die suddenly and unexpectedly. Does that mean that they're stupid, or that they think laws don't apply to them?

I think it's also entirely possible that they didn't realize that these predatory and usurious loans would be as inescapable, or that the lender would show so little flexibility in structuring a repayment. That may mean that they failed to understand the particulars of the loan, but it doesn't make them stupid nor does it mean that they think that laws don't apply to them.

It is entirely possible as well that they don't think that the law should apply to anyone, that no one should be permanently saddled with crippling and inescapable debt.

I know that it's easier and more enjoyable to piss down on people while perched on your high horse, but it might be worthwhile to consider that your kneejerk, blame-the-victim summation isn't the only possible interpretation of the facts.



We can always rely on DU's proud progressive membership to take the opportunity to stomp on someone who's grieving or suffering or generally being fucked by the system.

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The Federal government is a culprit in this...the whole student loan process is a disgrace randys1 Aug 2014 #1
If they co-signed for the loans, then of course they are responsible for paying them. Sheldon Cooper Aug 2014 #2
Yup. Agschmid Aug 2014 #5
They're not. Igel Aug 2014 #7
I guess it would be a good idea to carry life insurance on your kid if you are Sheldon Cooper Aug 2014 #10
That is a good idea, if you have co-signed for them badtoworse Aug 2014 #12
For a healthy 20-something adult with no bad habits , Sheldon Cooper Aug 2014 #13
That's an excellent idea for any co-signed loan. MineralMan Aug 2014 #14
Exactly. Either people are stupid or think laws don't apply to them joeglow3 Aug 2014 #16
That's a cruel and false dichotomy Orrex Aug 2014 #21
Thanks. Sheldon Cooper Aug 2014 #25
Bullshit joeglow3 Aug 2014 #26
I'm not telling you to hold back Orrex Aug 2014 #27
If student loans could be discharged through bankruptcy, the interest rates would likely be higher. badtoworse Aug 2014 #29
Ergo: Orrex Aug 2014 #31
Bankruptcy is not the only risk or consideration in setting loan rates badtoworse Aug 2014 #36
Zero risk of default? Ultimately, very close to it.. Orrex Aug 2014 #37
We're not going to agree on this badtoworse Aug 2014 #38
You didn't propose a solution Orrex Aug 2014 #39
I don't take joy at people struggling with debt, but I'm not willing to just forgive it either. badtoworse Aug 2014 #40
I am not shitting all over a grieving family joeglow3 Aug 2014 #30
RE: "the knowledge in your head" Orrex Aug 2014 #32
+100 nt LiberalEsto Aug 2014 #34
- Takket Aug 2014 #3
Or don't co-sign loans. joeglow3 Aug 2014 #17
I think this is only in the case of the parents having cosigned the loan. enough Aug 2014 #4
The problem is private bank loans that parent's cosign for Marrah_G Aug 2014 #6
Post removed Post removed Aug 2014 #8
In answer to your statement Stargazer99 Aug 2014 #9
George R. R. Martin called. He wants to know if you have any other epic fantasy ideas he could use. Nuclear Unicorn Aug 2014 #19
If a repuke is elected POTUS hifiguy Aug 2014 #11
Something I didn't see mentioned, when the student loan goes through shraby Aug 2014 #15
So, you pay $5 a month for a term life policy on the student. joeglow3 Aug 2014 #18
"Honestly, I am surprised banks don't offer it..." Nuclear Unicorn Aug 2014 #20
Even if they did laundry_queen Aug 2014 #23
That would be true for any loan you co-sign for. tammywammy Aug 2014 #22
Is there a link please? I would like to know for sure if it is only onecent Aug 2014 #24
If you co-sign on a loan then you should also get term life insurance on the borrower mwrguy Aug 2014 #28
The law passed 74-25 in the Senate. 73 House Dems voted for it. BKH70041 Aug 2014 #33
That is only true if liberalhistorian Aug 2014 #35
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